Badger Loans Blog Posts | Loan News, Tips, Advices

Badger Loans Customers Be Aware...

We are aware of a scammer targeting some of our customers who have come to us, after having given their email address unknowingly to a bad credit phishing or clone site. They are then being targeted by a scammer who has stolen our identity and pretends to offer them a loan then demands money up front to complete the loan. They are using a London address with Badger Loans contact details.
*We never call our customers nor do we lend money but we occasionally email our customers inviting them to reapply for a loan if previously unsuccessful. We NEVER ask for money either before or after completion of a loan. Nor do we provide car finance. We are brokers not lenders. NEVER hand over money to anyone claiming to be from Badger Loans.
*Please do not hand over any money. The police and FCA have been informed and are investigating. If you have lost money to the scammer please call Action Fraud on 0300 1232040 or the Financial Conduct Authority on 0800 111 6768. Apologies for the inconvenience. In the meantime the site is safe to use.

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Does Applying for a Payday Loan Affect Credit Score?

Will Applying for a Loan Affect Credit Score? No,  applying for a payday loan and getting accepted for one does…

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guarantor loans

Does Being A Guarantor Affect My Credit Rating?

No, your credit rating is not impacted when you become a guarantor for someone’s loan. A soft search is carried…

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How to Check a Payday Loans Company is Safe to...

One of the main ways of verifying a payday loans company is safe to use is through checking the Financial…

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Do Guarantors Get Charged Automatically? Find out More

The nominated guarantor will not be automatically charged for the guarantor loan when an agreement is made. The only scenario…

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Can I Change My Guarantor? Find Out More

So, Can I Change My Guarantor on a Loan? No, it is not possible to change guarantors after the initial…

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What If Your Guarantor Refuses To Pay? What You can...

If a guarantor refuses to repay the loan, the debt will still be outstanding and it could lead to added…

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Will a Lender Contact My Employer?

No, the payday lender will not contact your boss or workplace when you make a loan application. You can rest…

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Can You Go To Jail For Not Paying a Loan?

So, Can I Go To Jail For Not Paying A Loan? No, you will not go to jail for not…

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Can You Go To Court Over Unpaid Loans? Find Out

Yes it is possible for you to be taken to court if you have taken out multiple payday loans and…

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Payday Loans Industry Worth £300 Million in The UK

In the UK, the payday loans sector is currently worth in the region £300 million. This valuation is based on…

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Can Guarantor Loans Improve Your Credit Score?

Yes, it is definitely possible to improve your credit score through a guarantor loan, provided you pay it back on…

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Do Guarantors Have Any Rights?

Yes a guarantor has a lot of rights and because the loan is funded into their bank account first, they…

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What Happens If I Cannot Repay My Payday Loan?

So, What Exactly Happens If I Cannot Repay My Payday Loan? If you cannot make repayments on your outstanding payday…

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What Checks Are There For Payday Loans?

If you decide to take out a payday loan, then it is important to keep in mind there will be…

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How Much Does a Payday Loan Cost?

So, What is the Cost of Payday Loans? If you take out a payday loan, the cost of it will…

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 What To Consider Before You Apply for a Payday Loan

This kind of short-term loan can be an excellent way to get access to cash quickly and in an efficient…

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Can I Stop Being Someone’s Guarantor?

No, if you have agreed to become a person’s guarantor for a loan , when you cannot suddenly stop being…

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who-could-be-my-guarantor

Who Could Be a Guarantor For My Loan?

Having a good person to be the guarantor of your loan is essential to maximise your chances of approval. A…

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What Are The Responsibilities of a Guarantor?

So, What are the Responsibilities of a Guarantor? The main responsibility of the guarantor is: If the main borrower defaults…

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Use a Credit Broker or Direct Lender? | What to...

Here’s why we believe a broker is best When you type the words ‘bad credit loans uk’ or ‘payday loans’…

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Citizens Advice Service – Like Eggs and Bacon or the...

In The Beginning… As British as roast beef and Yorkshire pudding or a Chicken Tikka Masala on a Friday night,…

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How Do I Spot A Scam Loan Website?

How Do I Spot A Scam Loan Website?

This post deals predominantly with the UK loan framework but some things are universal………. When life gets tough and things…

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How to Improve Your Credit Score

This really is a case of prevention being the best remedy. By the time you realise that having a good…

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What's the difference between a good credit and bad credit loan?

Difference Between Good Credit and Bad Credit Loan?

So, What’s The Difference Between Good Credit and Bad Credit Loans? If you are not buying a house then the…

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Why you didn’t get the advertised APR for your loan?

Or: why does my APR  say 5000% when my lender says I repay 40 in every 100 pounds? Who’s right?…

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no credit check loans

How Do I Get A Loan Without Being Credit Checked?

The Short Answer: It’s one of the most searched for phrases in the loan industry. Is it still possible in…

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