Quick, Flexible badger Loans from £100 to £15,000
Badger Loans helps people all across the UK access fast, flexible loans — even with less-than-perfect credit. Apply online in just 2 minutes with no upfront fees, no confusing jargon, and no judgment.
- Borrow from £100 to £15,000
- Repay over 1 month to 5 years
- All credit histories considered
- No fees for applying — ever
Need help with your loan approval?
Apply for unsecured loans from direct lenders
Whatever You Need, We’re Here to Help
Short term loan
Representative APR: 611.74%
Typical Loan: £100 to £1,500 | 3–9 months
- Designed for short-term needs
- Apply even with poor credit
- No guarantor needed
- Simple, fast application
Representative Example:
Borrow £1,200 over 12 months. Monthly payments: £158.25. Total repayment: £1,899. Interest rate: 135% p.a. (fixed). Representative APR: 305.25%. No hidden charges – all fees included.
personal loan
Representative APR: 49.9%
Typical Loan: £1,000 to £15,000 | 6-60 months
- Larger loan amounts available
- Long-term repayment flexibility
- Fair rates for fair credit
- No guarantor required
Representative Example:
Borrow £5,000 over 36 months. Fixed monthly repayments of £198.23. Total repayment: £7,136.28. Fixed rate: 29.9% p.a. Representative APR: 49.9%.
bad credit loan
Representative APR: 305.25%
Typical Loan: £200 to £2,000 | Terms: 1–36 months
- Decision based on your current situation
- No guarantor needed
- Simple application,clear terms
- Here to help, not judge
Representative Example:
Borrow £1,200 over 12 months. Monthly repayments of £158.25. Total repayable: £1,899. Fixed interest rate: 135% p.a. Representative APR: 305.25%. All fees included.
Find the Best Unsecured Loans in the UK From Direct Lenders
Badger Loans specialises in unsecured loans online for both Good and Bad Credit customers. We use loan matching technology and a panel of up to 50 direct lenders to help you find the best unsecured loans available in the UK. Customers can choose to borrow from £100 up to £15,000 over 1 to 60 months (5 years) through either our short term or personal loans products. We have tried to make the process as hassle-free and straightforward as possible. Have a look around the site and read up about what’s on offer. We have access to affordable loans for most credit profiles, including bad credit. Take a few minutes to use our Budget Calculator to see what could be an affordable monthly repayment for you. Decide which loan suits your needs best then go to the ‘Apply Now’ button and complete the online form. Our unsecured loans have several purposes including paying household bills, fixing plumbing emergencies, home repairs or consolidating debts.
We have tried to make the online application process as simple as possible. All you need to do is click on the ‘apply now’ button to be taken to our form which can be completed in 2-3 minutes. You will then get a decision on screen. This could take up to 5 minutes, so please sit tight or you could miss your offer! Subject to any further checks, you can usually receive funds in your bank account either on the same day, occasionally within 1 hour but most likely the next working day. All credit is subject to you being a UK resident, aged 18 or over and your personal circumstances being as described by you on the application form. All lenders operate responsible lending policies and all credit is subject to affordability. Our Eligibility Criteria: Over 18 years of age, UK resident, Employed (full-time or part-time), Able to afford monthly repayments. CCJs and bad credit considered, Subject to status.
the badger loans application process
Apply Online
We have a variety of loans available for you from £100 up to £15,000. Our loans are for both good and bad credit and can be taken up by you if you are employed or self-employed. Please be over 18, have at least a part-time job and be able to afford the repayments.
we search lenders
All you need do is decide how much you want and for how long then go to the section marked Apply Now, fill out the form, press submit and sit back. We will now find you a deal where you pay the least interest over the term of the loan. A ‘no footprint’ soft search will be done against you.
await decision
That’s it, you’ve done your bit now leave the rest up to us. If a lender wants more info you will be notified immediately with a screen on your phone or laptop telling you what to do next. Remember, no reputable lender will EVER ask you for an up front payment of any kind. Ever.
If accepted receive loan
If your bank or building society accepts Faster Payments you could have your money inside a few hours. Realistically you are more likely to receive your loan within 1 working day. Sometimes lenders will want to make a few more checks with you before they release monies.
What Real Customers Say
see why people choose us when they need a fast, flexible loan.
Why Apply For An Unsecured Loan with Badger Loans?
- Amount between £100-£15,000
- Term from 1 month to 5 years
- You need an Unsecured Loan
- Good or Bad Credit
- No Guarantor Required
Rates from 12.9% APR to 1625.5% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 60 months. Representative Example: £1,000 borrowed for 18 months. The total amount repayable is £1564.59. Interest amounts to £564.59, an annual interest rate of 59.97% Representative APR: 79.5% (variable).
Need help with your loan approval?
Your Guide to the Most Popular Loans in the UK
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Been Declined for a Loan?
Don’t Give Up Just Yet....
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