|Representative 278% APR |
Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.
Important information Badger Loans Ltd is a loan broker and not a lender. We never charge you for the service we provide or take money from your account, but we do receive commission from lenders or other brokers on our panel. Loan costs will vary depending on lender, and fund transfers may take 2-3 working days if accepted. Some lenders may require further documents or to speak with a customer to verify details.
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO https://www.moneyadviceservice.org.uk/en
Implications of Non-Payment
Additional interest and/or charges may be applied to your account if a payment is missed entirely. Before you borrow money make sure you fully understand the interest rates, fees and the terms laid out in the loan agreement. If you cannot afford your agreed repayment(s), this may have an impact on your credit report and could affect your ability to borrow again in the future. We strongly recommend you contact your lender in the first instance, they will need to be aware of your change in financial circumstances before they can present alternative methods of repayment to suit you. Collection processes can vary depending on your loan provider. If you do not contact your lender about your circumstances they may pass your account to a third party collections agency, or attempt to take you to court for non-payment to register a County Court Judgement (CCJ) against you