Affordability Calculator for Personal & Short Term Loans

Badger Loans is a broker not a lender.

Badger Loans will NEVER and does not charge any fees either up front or during any part of your loan process. Nor do we call our customers as we are 100% online. If you receive a phone call or any communication from anyone purporting to be from Badger Loans it is highly likely you are being scammed and you should not part with any money. Please always check the firm you are dealing with is licensed by the Financial Conduct Authority and clearly displays their FCA number. Ours is 747140. FCA Register Search >

Budget Calculator

Planning your budget

Our budget calculator is a useful tool that can give you an idea of your financial position. Fill in all your monthly income and outgoings, and it will estimate how much money you have left over based on your figures. The more accurate you are with the figures you put in, the more accurate the estimate will be.

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Step 1 of 6: Income
If there's any income that we've not included in the categories here, you can add it at the bottom.
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Step 2 of 6: Household and living cost
If there's anything you spend that we've not included in the categories here, you can add it at the bottom.
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Step 3 of 6: Insurance and finances
If there's anything you spend that we've not included in the categories here, you can add it at the bottom.
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Step 4 of 6: Family and friends
If there's anything you spend that we've not included in the categories here, you can add it at the bottom.
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Step 5 of 6: Travel and leisure
If there's anything you spend that we've not included in the categories here, you can add it at the bottom.
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Step 6 of 6: Review your results
407.33 p/m
Show results:
1,222.00Total monthly income
-
0.00Total monthly outgoings
=
1,222.00

Based on the figures you've given us, you may have some money left over each month. You may be interested in our guide to making the most of your money (This link will open in a new window)

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Spending breakdown

The graphs below give a picture of your major expenses based on the figures you've provided.
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Why Apply For A Personal Loan with Badger Loans?

Apply Now
  • Amount between £100-£25,000
  • Term from 12 months to 5 years
  • You need a Personal Loan
  • Good or Bad Credit
  • With or Without Guarantor

Legal Information

Rates from 12.9% APR to 1625.5% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. The total amount repayable is £1564.59. Interest amounts to £564.59, an annual interest rate of 59.97% Representative APR: 79.5% (variable).

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