Unsecured Loans Direct Lenders UK - Loans up to £25,000

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Bad Credit Loans

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Find the Best Unsecured Loans in the UK From Direct Lenders

Badger Loans specialises in unsecured loans online for both Good and Bad Credit customers. We use loan matching technology and a panel of up to 30 direct lenders to help you find the best unsecured loans available in the UK. Customers can choose to borrow from £100 up to £25,000 over 1 to 60 months (5 years) through either our short term or personal loans products. We have tried to make the process as hassle-free and straightforward as possible. Have a look around the site and read up about what’s on offer. Decide which loan suits your needs best then go to the ‘Apply Now’ button and complete the online form. Our unsecured loans have several purposes including paying household bills, fixing plumbing emergencies, home repairs or consolidating debts.

We have tried to make the online application process as simple as possible. All you need to do is click on the ‘apply now’ button to be taken to our form which can be completed in less than 5 minutes. You will then get a decision on screen after 2-3 minutes. Subject to any further checks, you can usually receive funds in your bank account either on the same day, occasionally within 1 hour but most likely the next working day. All credit is subject to you being a UK resident, aged 18 or over and your personal circumstances being as described by you on the application form. All lenders operate responsible lending policies and all credit is subject to affordability. Our Eligibility Criteria: Over 18 years of age, UK resident, Employed (full-time or part-time), Able to afford monthly repayments. CCJs and bad credit considered, Subject to status.

Why Apply For An Unsecured Loan with Badger Loans?

  • Amount between £100-£25,000
  • Term from 12 months to 5 years
  • You need an Unsecured Loan
  • Good or Bad Credit
  • No Guarantor Required

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Rates from 12.9% APR to 1625.5% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 60 months. Representative Example: £1,000 borrowed for 18 months. The total amount repayable is £1564.59. Interest amounts to £564.59, an annual interest rate of 59.97% Representative APR: 79.5% (variable).

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The Badger Loans Application Process



We have a variety of loans available for you from £100 up to £25,000. Our loans are for both good and bad credit and can be taken up by you if you are employed or self-employed. Please be over 18, have at least a part-time job and be able to afford the repayments.


We Search Lenders & Providers

All you need do is decide how much you want and for how long then go to the section marked Apply Now, fill out the form, press submit and sit back. We will now find you a deal where you pay the least interest over the term of the loan. A 'no footprint' soft search will be done against you.



That's it, you've done your bit now leave the rest up to us. If a lender wants more info you will be notified immediately with a screen on your phone or laptop telling you what to do next. Remember, no reputable lender will EVER ask you for an up front payment of any kind. Ever.


If Accepted Receive Your Loan

If your bank or building society accepts Faster Payments you could have your money inside a few hours. Realistically you are more likely to receive your loan within 1 working day. Sometimes lenders will want to make a few more checks with you before they release monies.

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Short Term Loans for Good or Bad Credit.

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Emergency Loans UK

Bad Credit Loans in the UK

What Our Clients Think

Very professional, and very quick to respond to you. Also the loans are an excellent rate. Have been using Badger Loans for a while and have had absolutely no problems. Would highly recommend.

Cassandra Al Yami

Badger Loans | Google Reviews

Still can’t believe just how quick the whole process was, from completing the application to the money being deposited in my account. I’ve used other sites previously and this company is by far the quickest. Will definitely consider using again in the future.

Paignton MKM

Badger Loans | Google Reviews

I would not hesitate to recommend Ian and the team, they are so easy to deal with and make the complex world of credit a breeze!!! Exactly what you want and with such an easy to navigate website I was able to identify the products for me easily with no stress or issue!!! Best I’ve come across to date!!!!

Gary Webb

Badger Loans | Google Reviews

Quick and responsive site. Received funds almost instantly even with a poor credit score - couldn't recommend this company enough.

Rebecca M

Badger Loans | Google Reviews

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