qode-eliptic-slider

how it works…

Put your details in our online form. We search up to 40 lenders for you. If accepted, wait for your money to appear in your bank account. That’s how it works.

Badger Loans is a loan matching service. We are brokers and not lenders. This means you will not be entering into any credit agreements with us nor will we be providing you with any money, nor will we be charging you any fees, so how do you apply and how do you get your loan?

We have tried to make applying for a bad credit or personal loan as simple as possible. All loans are the same to some degree. They differ only by length of term, amount of loan and interest rate. The first thing you need to do is decide if you need a short term loan like a Payday Loan or Instalment Loan or if you need a Personal Loan.

 

Short term high interest loans are for emergencies like broken boilers and failed MOTs while Personal Loans are for things like holidays, cars and white goods. Short term loans typically run from 3-18 months and you can borrow up to £5,000 while a Personal Loan whether for good or bad credit can run for up to 7 years and you could borrow up to £25,000 if you fit the criteria.

 

We have partnered with Leadtree Global for Personal Loans, Installment Loans and Payday and Short-Term Loans. Leadtree Global operate a ‘Ping-tree’ system where your details are submitted to a panel of lenders who review your application and make a lending decision in real time. This means you will be offered the best rate your application can obtain from the details you have provided. This also means you will find out if you have been successful in your loan application within minutes and if all lending criteria are met to the satisfaction of the lender, funds could be in your bank account the same day.

Once you’ve made a decision on which type of loan best suits your needs you put your details into the online application form under the heading ‘Apply Here’ and the Leadtree Global system does the rest. It scans all the products from every lender on the panel and offers you the cheapest one first that fits your criteria, where it believes that lender will lend to you based on your circumstances and the answers you have provided in your application.

 

Carefully read all the terms and conditions of your loan offer. If you have any questions please contact the lender direct. Please do not contact us as we do not keep your information and cannot breach privacy rules. If you accept the loan offer your contract is between you and your lender. Remember we are acting as a broker not the lender. This is an information only website with the facility to apply for the loan through here.

Personal Loans

✔︎ Personal Loans / Instalment Loans
✔︎ Good or bad credit
✔︎ With or without guarantor
✔︎ From £300 to £25,000
✔︎ 3-84 months repayment

Legal Information

Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

Payday Loans

✔︎ Payday Loans / Short Term Loans
✔︎ Good or Bad Credit
✔︎ With or without guarantor
✔︎ From £100 to £5,000
✔︎ 2-60 months repayment

Legal Information

Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

Personal Loans

✔︎ Personal Loans / Instalment Loans
✔︎ Good or bad credit
✔︎ With or without guarantor
✔︎ From £300 to £25,000
✔︎ 3-84 months repayment

Legal Information

Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

Payday Loans

✔︎ Payday Loans / Short Term Loans
✔︎ Good or Bad Credit
✔︎ With or without guarantor
✔︎ From £100 to £5,000
✔︎ 2-60 months repayment

Legal Information

Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS.
FOR HELP, GO TO www.moneyadviceservice.org.uk/en