New Payday Lenders, in Black and White

  • This field is for validation purposes and should be left unchanged.

Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

Personal Loans

✔︎ Personal Loans / Instalment Loans
✔︎ Good or bad credit
✔︎ With or without guarantor
✔︎ From £300 to £25,000
✔︎ 3-84 months repayment

Legal Information – Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

Payday Loans

✔︎ Payday Loans / Short Term Loans
✔︎ Good or Bad Credit
✔︎ With or without guarantor
✔︎ From £100 to £5,000
✔︎ 2-60 months repayment

Legal Information – Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

Badger Loans is a new payday lender that recently launched in the UK, offering a fresh perspective and alternative to traditional loans.

 

We appreciate that finding the right payday lender can be difficult, with several companies available, each with different rates and terms and lots of different brokers – it can be hard to find the right one.

 

Badger Loans was created to offer simple loans in black and white. When you apply online, your details will be matched with 40 trusted and responsible UK lenders and you will be paired with the lender most likely to accept your application and offer the best terms. You will receive an instant decision on screen and you would like to proceed, you can often receive

Why Apply with a New Payday Lender? 

 

Many payday lenders today are stuck in their ways and can be very strict with who they lend to. However, with new payday lenders that enter the market, they come with new energy, enthusiasm and a passion to help customers get the best unsecured loans possible.

 

At Badger Loans, our advantage is our technology, which enables us to match up customers with those lenders mostly likely to approve your application. So even if you have bad credit, poor credit or CCJs, we can still help find the best loan product for you.

 

We do not charge any upfront fees and will not pass on your details to any other companies without your permission.

 

Our simple and straightforward approach can help you get the finance you need, without the messy bits.

Key Features

 

  • Borrow £100 to £25,000
  • Repay over 3 months to 84 months
  • Working with direct lenders
  • No upfront fees
  • No damage to your credit score
  • No guarantor required
  • Same day funding

What Are The Rules For New Payday Lenders in the UK?

 

Since the introduction of FCA regulation in January 2015, the payday loans industry follows a strict price cap that lenders cannot charge more than 0.8% per day. This equals to £24 per £100 borrowed and ensures that customers will never repay double what they have initially borrowed. There is also a cap on default charges so customers cannot be charged higher than £15 for any missed repayments.

 

From a lender’s perspective, payday lenders have strict requirements with the FCA to prove that they are fit and proper to offer loans and this means undergoing FCA authorisation and maintaining high standards and commitments to responsible lending. We can assure you that at Badger Loans, any partners we work with are fully vetted and authorised to offer loans responsibly in the UK.

 

Why Choose Badger Loans? 

 

Badger Loans offers a range of flexible products, giving you the choice for how long you would like to borrow for (3 to 84 months) and how much money you would like to borrow (£100 to £25,000).

 

We offer unsecured loans so there is no collateral required and your loan is subject to status, or if you prefer, you can use a guarantor loan which can offer more security for those with bad credit histories.

 

We offer customers an instant decision when they apply and they can usually receive funds on the same day they apply. You can repay early at any point and will often save money for doing so. Applying is completely free and will not affect your credit rating.

 

What is the Eligibility Criteria?

 

  • Over 18 years of age
  • Full-time UK resident
  • Employed (full-time or part-time)
  • Can afford monthly repayments
  • Valid UK bank account
  • Valid email address and mobile phone number

 

How to Apply Online with a New Payday Lender

 

The application is completed online via desktop, mobile or tablet and all you need to do is click on ‘apply now’ to get started. We require a few basic details about you, your income, employment and bank details so we know where to send funds.

 

You will be able to choose how much you would like to borrow and how long for and if you have passed the relevant checks, you can receive funds to your bank account immediately, or within 24 hours.

Borrow £100 to £5,000 and receive funds on the same day

Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

qode-eliptic-slider

we make the loan process easy

Loans in Black & White…  we have the answer right here for you!

badger loans are as black & white as this…

badger loans are as black & white as this…

qode-np-item
1
apply online
qode-np-item
2
we search lenders and providers
qode-np-item
3
await decision
qode-np-item
4
if accepted, receive your loan
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS.
IF YOU NEED HELP…