Complaints | Customer feedback | Badger Loans

Badger Loans Customers Be Aware...

We are aware of a scammer targeting some of our customers who have come to us, after having given their email address unknowingly to a bad credit phishing or clone site. They are then being targeted by a scammer who has stolen our identity and pretends to offer them a loan then demands money up front to complete the loan. They are using a London address with Badger Loans contact details.
*We never call our customers nor do we lend money but we occasionally email our customers inviting them to reapply for a loan if previously unsuccessful. We NEVER ask for money either before or after completion of a loan. Nor do we provide car finance. We are brokers not lenders. NEVER hand over money to anyone claiming to be from Badger Loans.
*Please do not hand over any money. The police and FCA have been informed and are investigating. If you have lost money to the scammer please call Action Fraud on 0300 1232040 or the Financial Conduct Authority on 0800 111 6768. Apologies for the inconvenience. In the meantime the site is safe to use.

Complaints

We take customer feedback of any kind very seriously. If you feel there are areas we can improve on or to make a complaint please contact us at:

Email us on[email protected]

By letter to: Badger Loans, Registered Office:
c/o IAW Accountancy Services 5,

Hyde Rd Paignton, Devon, TQ4 5BW

Please remember before you ring or write to us that this is an information only website and we cannot discuss any aspect of your loan with you. That is between you and your lender, not us. If you have a technical question or query to do with the running of the site then please go ahead and get in touch.

What we will do

We will acknowledge and record your complaint and try to resolve it by the end of the next working day. But some complaints may take longer to resolve and we will then write to you to:

  • let you know we’re investigating your complaint and when you may expect to hear from us
  • give you a complaint reference number and a contact number should you need to contact us

Our Final Response

Although regulations allow us 8 weeks to resolve customer complaints, we’re committed to resolving them as soon as possible. We’ll keep you informed of our progress throughout. Once we’ve thoroughly looked into your complaint, we’ll send you our Final Response. This will tell you what we found out. It will also give you our decision and if applicable, what we plan to do.

Independent review

If you are unhappy with our decision and wish to take it further, you may ask the Financial Ombudsman Service (FOS) to review your complaint. This is a free, independent service for resolving disputes.

You may refer your complaint to the FOS at any time, but they will need our agreement to investigate complaints where:

we haven’t had the opportunity to put things right! we have not exceeded the 56‐day timescale and have not yet issued our Final Response letter.

If you decide to refer your complaint to the FOS after we have issued our Final Response, you should do so within 6 months of the date on our Final response letter.

Email: complaint.info@financial‐ombudsman.org.uk

Website: www.financial‐ombudsman.org.uk

Telephone: 0800 023 4567

Write to:
Financial Ombudsman Service
Exchange Tower
London, E14 9SR
www.financial‐ombudsman.org.uk

In relation to your complaint you can also request a review from the

European Online Dispute Resolution Platform

You can access them here:

https://ec.europa.eu/odr

Why Apply For A Personal Loan with Badger Loans?

  • Amount between £100-£25,000
  • Term from 12 months to 5 years
  • You need a Personal Loan
  • Good or Bad Credit
  • With or Without Guarantor

Legal Information

Rates from 12.9% APR to 1625.5% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. The total amount repayable is £1564.59. Interest amounts to £564.59, an annual interest rate of 59.97% Representative APR: 79.5% (variable).

Badger Loans