About Us
Independent, Experienced and Straight to the Point
Badger Loans isn’t a big chain and that’s why it works. Working as a one-man band has one or two advantages. It means decisions can be made quickly and without endless consultation or corporate red tape. That also means no waiting around, no automated nonsense. Just straightforward loan brokering from someone who knows the industry very well.
"know your customer"
Ian knows what it’s like to be on the other side. To need a loan just to get through the month, pay the bills, put petrol in the car. All the things you shouldn’t use a loan for, but have to if you want to survive to the next month. Then rinse and repeat. When you’ve had to live hand-to-mouth, taking out loans just to survive, you gain a perspective that most companies simply don’t have.
That’s what sets Badger Loans apart.
Badger Loans doesn’t have a customer service centre or a team of people answering phones – Ian has tried that and it doesn’t work for small 1-2 man teams – there’s simply not enough time in the day. But here’s the reality: when you run a pingtree system, that’s where lenders are lined up by an algorithm to assess your application, there’s no one to ring for advice. The site is the help, and the application form is your new best friend.
Not answering phones all day means more time for everything else. Creating content, updating the site, fretting over SEO, and brainstorming new ideas. But here’s what Badger Loans won’t do: they won’t pretend they’re your best friend, and they won’t act like they understand your problems while sitting on a fat salary in a detached house in a leafy suburb (not that that wouldn’t be nice, though).
Our
mission
To empower everyday people across the UK to make confident, informed borrowing decisions - by offering fast, transparent access to short-term financial solutions, and by being a trusted guide every step of the way.
Our
vision
To create a more transparent and trustworthy short-term lending experience - one where every customer feels informed, supported, and in control.
Here When You Need Us Most
We believe everyone deserves access to fair, flexible lending — no matter their circumstances.
Whatever your reason, whatever the amount – we’re here to help. Whether you have good credit, bad credit, or something in between, we consider every application on its own merits.
Decision in minutes. Funds within hours
Ian has over 30 years, on and off, in the loans and mortgage business, and there aren’t many things that haven’t been seen before. Starting out in 1991 selling loans, mortgages, pensions, and life insurance, Ian was qualified by the Chartered Insurance Institute with Financial Planning Certificates 1, 2, and 3. Back then they were voluntary qualifications which helped with career progression. These days you’d need another 10 qualifications just to walk through the door of a mortgage appointment – how times change.
What Badger Loans Does
Badger Loans specialises in brokering loans from £100 to £15,000, with repayment terms from one month to five years. Apply in under 5 minutes, get a decision just as fast. It really is as simple as that. We specialise in short term loans under £5,000 but can provide finance up to £15,000 if needed. For all our regular loans we use a pingtree system so there’s no option other than to complete the application form, hit submit and see what happens.
Being independent means not being tied to a single lender. There’s around 30 lenders in the pingtree at any one time, and at busy periods, that number can rise to 100. That’s pretty much every UK lender who deals in subprime lending (that’s bad credit to you and me) and a lot of good credit lenders to boot.
- Over 30 years specialist industry experience.
- Members of industries governing bodies.
- Established and reliable service provider.
- Skilled and experienced team members.
- All Industry Standard services offered.
- Passion for quality, service & reliability.
Why Choose Badger Loans?
Badger Loans is licensed by the Financial Conduct Authority under FRN 747140
Experience That Matters
30+ years in the finance industry.
Real-World Understanding
Ian has been where many of his customers are.
No Fees. Ever.
We never call people. If someone calls claiming to be from Badger Loans and asks you to pay—they’re scammers!
Independent & Unbiased
No lender ties, no hidden agendas.
Fast, Straightforward Process
No nonsense, no waiting.
Been Declined for a Loan?
Don’t Give Up Just Yet....
Sign up for the Badger Bulletin today and we will email you your free 24-page ‘Survival Guide’ on how to turn a “no” into a “yes”. Even with bad credit.
