£1000 Loan UK for ALL Credit Ratings - Apply Online

Badger Loans is a broker not a lender.

Badger Loans will NEVER and does not charge any fees either up front or during any part of your loan process. Nor do we call our customers as we are 100% online. If you receive a phone call or any communication from anyone purporting to be from Badger Loans it is highly likely you are being scammed and you should not part with any money. Please always check the firm you are dealing with is licensed by the Financial Conduct Authority and clearly displays their FCA number. Ours is 747140. FCA Register Search >

£1000 Loans for Good or Bad Credit
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£1000 Loans

If you need a £1000 Loan, we can help you find the best lender to suit your requirements and get the best rates.

A £1,000 loan can offer an important injection of cash when you need it most – whether it is for paying household bills, ongoing debt or an unexpected emergency.

Badger Loans works with up to 30 reputable lenders who are authorised by the FCA and can help you borrow £1,000 over 12, 24, 36 months or longer.

To get a free quote, simply click on ‘apply now’ below and you will be able to complete your online application in less than 5 minutes. You will receive an instant decision on the screen and if successful, can receive funds to your bank account on the same day.

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What Are £1,000 Loans Used for?

  • Emergency bills
  • Household expenses
  • Broken boilers
  • Rent
  • Funerals
  • Car repairs
  • Consolidating debt
  • Weddings and special occasions

Key Features

  • Borrow £1,000
  • Repay over 1 to 60 months
  • 100% online application
  • No upfront fees
  • Bad credit considered
  • No guarantor required
  • Working with up to 30 direct lenders
  • UK-based only

What Types of £1000 Loans Are Available?

Payday Loans – Typically used for just a few months, this gives you money upfront and then you repay every month on your payday from work (typically the last working day of the month). These types of loans often carry higher interest rates but can be effective for short-term use and can offer loans for bad credit histories.

Personal Loans – Used for individuals and personal expenses, this type of loan is unsecured and carries very low rates. You will usually need to have a good or fair credit rating to be eligible and you must be employed and able to afford monthly repayments.

Secured Loans – This is where you borrow money secured against something valuable, such as your car, home, bike or jewellery. You can borrow based on the value of the item – but you risk having this repossessed if you cannot repay your loan on time.

What is the Best Way to Borrow £1,000?

If you are looking for a quick £1000 Loan UK, the best thing to do is put a plan together and consider how long you need the money for and how you are going to repay.

When we have an emergency expense, we often need to think quickly and get funds as soon as possible. However, it is important to consider whether you can afford the cost of repayments and can make repayments on time each month.

Badger Loans works with a range of different lenders in the UK and you may prefer to apply for an unsecured loan where there is no collateral involved (although rates may be higher) or you may prefer to borrow with the help of a guarantor or by using collateral in which there is more risk if you do not repay, but the rates may be lower.

Always take a moment before applying for a loan and make sure that you read the terms of the agreement before you proceed. 

Can I Get a £1000 Loan with Bad Credit?

Yes, the lenders we have partnered with at Badger Loans are willing to take a view on bad credit histories – so you can still apply even if you have had a CCJ or currently have poor credit.

To be eligible, our lenders want to see that you have a regular income from work being paid into your bank account each month and that you have got into the pattern of making regular payments for other forms of credit such as loans and credit cards.

Provided that you are employed and your credit history is getting better, and not worse, you can be eligible for a loan with us.

Am I Eligible to Borrow? – £1000 Loan?

  • You are over 18 years of age
  • You are a full-time UK resident
  • You are employed and can afford monthly repayments
  • You have a valid UK bank account, mobile phone and email address


How to Apply for a £1000 Loan with Badger Loans

At Badger Loans, our entire loan application is completed online and can be completed in less than 5 minutes, using your desktop, mobile or tablet.

We can provide an almost instant decision on the screen, which matches your loan application with the lender most likely to approve you based on your requirements and status.

You can proceed with the lender of your choice and subject to some further routine checks, you can receive funds transferred to your bank account within 1 hour or more likely on the same day you apply.

To get started, simply click on ‘apply now’ below.

Why Apply For A Personal Loan with Badger Loans?

  • Amount between £100-£25,000
  • Term from 12 months to 5 years
  • You need a Personal Loan
  • Good or Bad Credit
  • With or Without Guarantor

Legal Information

Rates from 12.9% APR to 1625.5% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. The total amount repayable is £1564.59. Interest amounts to £564.59, an annual interest rate of 59.97% Representative APR: 79.5% (variable).

Badger Loans