Borrow £1,000 Loans
Apply Online Below

Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

Personal Loans

✔︎ Personal Loans / Instalment Loans
✔︎ Good or bad credit
✔︎ With or without guarantor
✔︎ Amount between £5,001-£10,000
✔︎ Term from 3 months to 5 years

Legal Information – Representative Example: £15,000 borrowed for 24 months. Total amount repayable is £15,939.20 in 24 monthly instalments of £664.13. Interest charged is £939.20. Interest rate 5.9% pa (variable), min 3.1% APR, max 1326% APR, min and max term: 12-60 months.

Payday Loans

✔︎ Payday Loans / Short Term Loans
✔︎ Good or Bad Credit
✔︎ With or without guarantor
✔︎ Amount £100-£5,000
✔︎ Term from 1-36 months

Legal Information – Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

If you need to borrow £1,000, we can help you find the best lender to suit your requirements and get the best rates.


A £1,000 loan can offer an important injection of cash when you need it most – whether it is for paying household bills, ongoing debt or an unexpected emergency.


Badger Loans works with over 40 reputable lenders who are authorised by the FCA and can help you borrow £1,000 over 12, 24, 36 months or longer.


To get a free quote, simply click on ‘apply now’ below and you will be able to complete your online application in less than 5 minutes. You will receive an instant decision on the screen and if successful, can receive funds to your bank account on the same day.

What Are £1,000 Loans Used for? 


  • Emergency bills
  • Household expenses
  • Broken boilers
  • Rent
  • Funerals
  • Car repairs
  • Consolidating debt
  • Weddings and special occasions

Key Features


  • Borrow £1,000
  • Repay over 3 to 84 months
  • 100% online application
  • No upfront fees
  • Rates from 9.9%
  • Bad credit considered
  • No guarantor required
  • Working with over 40 direct lenders
  • UK-based only

What Types of £1,000 Loans Are Available?


Payday Loans – Typically used for just a few months, this gives you money upfront and then you repay every month on your payday from work (typically the last working day of the month). These types of loans often carry higher interest rates but can be effective for short-term use and can offer loans for bad credit histories.


Personal Loans – Used for individuals and personal expenses, this type of loan is unsecured and carries very low rates from 9.9% APR. You will usually need to have a good or fair credit rating to be eligible and you must be employed and able to afford monthly repayments.


Guarantor Loans – For those with no credit or poor credit histories, you can add a guarantor to your loan application to give you extra security. This is commonly a family member, spouse or close friend and they agree to cover payments on your behalf if you cannot. It is an effective way to borrow and the rates are competitive, but all parties must be aware of their responsibilities.


Secured Loans – This is where you borrow money secured against something valuable, such as your car, home, bike or jewellery. You can borrow based on the value of the item – but you risk having this repossessed if you cannot repay your loan on time.



What is the Best Way to Borrow £1,000?


If you are looking to borrow £1,000, the best thing to do is put a plan together and consider how long you need the money for and how you are going to repay.


When we have an emergency expense, we often need to think quickly and get funds as soon as possible. However, it is important to consider whether you can afford the cost of repayments and can make collections on time each month.


Badger Loans works with a range of different lenders in the UK and you may prefer to apply for an unsecured loan where there is no collateral involved (although rates may be higher) or you may prefer to borrow with the help of a guarantor or by using collateral in which there is more risk if you do not repay, but the rates may be lower.


Always take a moment before applying for a loan and make sure that you read the terms of the agreement before you proceed.



Can I Get £1,000 with Bad Credit?


Yes, the lenders we have partnered with at Badger Loans are willing to take a view on bad credit histories – so you can still apply even if you have had a CCJ or currently have poor credit.


To be eligible, our lenders want to see that you have a regular income from work being paid into your bank account each month and that you have got into the pattern of making regular payments for other forms of credit such as loans and credit cards.


Provided that you are employed and your credit history is getting better, and not worse, you can be eligible for a loan with us.


You also have the option to use a guarantor or secure the loan against your car or home to provide the lender with more security. However, it is important to understand the risks such as the responsibilities of your guarantor and that any valuable asset of yours may be at risk of repossession.


Am I Eligible to Borrow £1,000?


  • You are over 18 years of age
  • You are a full-time UK resident
  • You are employed and can afford monthly repayments
  • You have a valid UK bank account, mobile phone and email address



How to Apply for £1,000 with Badger Loans


At Badger Loans, our entire loan application is completed online and can be completed in less than 5 minutes, using your desktop, mobile or tablet.


We can provide an instant decision on the screen, which matches your loan application with the lender most likely to approve you based on your requirements and status.


You can proceed with the lender of your choice and subject to some further routine checks, you can receive funds transferred to your bank account within 1 hour or on the same day you apply.


To get started, simply click on ‘apply now’ below.

Apply for £1,000 Loans and Receive Funds The Same Day You Apply

Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.


we make the loan process easy

Loans in Black & White…  we have the answer right here for you!

badger loans are as black & white as this…

badger loans are as black & white as this…

apply online
we search lenders and providers
await decision
if accepted, receive your loan