Quick Loans for Bad Credit Same Day - Fast Application

Badger Loans is a broker not a lender.

Badger Loans will NEVER and does not charge any fees either up front or during any part of your loan process. Nor do we call our customers as we are 100% online. If you receive a phone call or any communication from anyone purporting to be from Badger Loans it is highly likely you are being scammed and you should not part with any money. Please always check the firm you are dealing with is licensed by the Financial Conduct Authority and clearly displays their FCA number. Ours is 747140. FCA Register Search >

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Quick Loans for Bad Credit Same Day

If you are looking for quick loans, Badger Loans can offer funds within 1 hour of approval and you can get an instant decision when you apply online today.

Quick loans are commonly used for emergencies or when you have a pressing bill – and our entire application and funding process is designed to be as fast as possible. Enter your details online in less than 5 minutes and get a decision on the screen. If successful, you can receive funds transferred to your bank account within 1 hour or more likely, the same day of funding.

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When Would You Need Quick Loans?

Quick loans are best suited to paying for emergencies such as broken boilers, urgent house repairs or fixes to your car. These are usually the types of emergencies that simply cannot wait until your next payday (see payday loans) or even a few days to receive money from a family member or friend.

However, the ability to apply online, pass a few checks and receive funds to your bank account quickly can help you get the money you need and get out of your tricky situation.

We never know when emergency cash might be needed and whilst we always try to put money away for a rainy day, the use of £300 or £500 can sometimes provide a very important cash injection.

We can receive funds quickly and pay for our emergency expense and then we have the flexibility to repay over 1 to 60 months, helping you spread repayment for a long period until you get back on your feet.

Product Features

  • Borrow £100 to £25,000
  • Repay over 1 to 60 months
  • Instant decision available
  • Same day funding available
  • No upfront fees
  • Direct lenders
  • No guarantor required

What is the Criteria for Quick Loans?

  • Over 18 years of age
  • Full-time UK resident
  • Employed with a stable income
  • Able to afford monthly repayments
  • Valid UK bank account, mobile and email address

How to Get Loans Fast

Badger Loans offers short term loans which can be processed quickly and transferred to your bank account within 1 hour.

To speed up your application, there are a few ways to get a loan quickly:

Check the criteria: Make sure that you meet the basic criteria for a quick loan and this will ensure that your application can be processed as quickly as possible. There are a few things that Badger Loans and other partner lenders will not consider and this includes customers on benefits, unemployed or not within the age requirements. You will need to be over 18 years of age and with a valid UK bank account to be eligible. 

Provide accurate information: Any false information will likely be flagged by our system and this includes things like your name, address, bank account details and monthly income. Anything out of the ordinary will usually need to be backed up with a bank statement, pay-slip or utility bill – so providing true and accurate information to your best ability is key to ensuring a smooth and efficient process.

Apply during working hours: Whilst customers can apply for quick loan with Badger Loans 24 hours a day and 7 days a week, loans will usually be processed during office hours. So if you need a loan fast, applying during 9am to 5pm will maximise your chances of getting quick loans on the same day. So if you apply on a Sunday or bank holiday, we will still work hard to process your application, but it may just be on the next working day.

Make yourself available: Some applications may require some further checks such as additional documentation or a quick phone call with you to confirm details. Therefore, it is ideal to make yourself available and just stay close to your phone and emails once you have applied. If you apply for a personal loan and then go off to work, the gym or shopping, you may not be easily contactable and be able to proceed as quickly as possible.

Similarly, in the event that we require extra documentation, it is worth having a copy of your most recent payslip and bank statement saved to your computer. If this is required, you can quickly attach and send this to us and we can get your application processed faster.

How Soon Can I Receive Funds in My Account?

Funds can be transferred to a customer’s bank account in less than 1 hour, or within the same day of applying. We use FPS which is a fast payment system to send funds via BACS, and sometimes customers can receive their money in 1 hour or same day.

We offer loans during working hours of Monday to Friday from 9am to 5pm and if you apply during these hours, we will aim to complete your loan and transfer funds as fast as we can.

How to Apply for Quick Loans for Bad Credit Same Day with Badger Loans

Start by clicking on the apply now button below and you will be able to complete your information in less than 5 minutes.

We require a few simple details including your name, age, address, monthly income, expenses and bank details so we know where to send the funds.

You will receive an instant decision on the screen and if successful, receive money in one lump sum transferred to your bank account within 1 hour.

There are no fees for applying and filling in our application will not have a negative impact on your credit score. We are a direct lender and there are no guarantors required for our quick loans.

Why Apply For A Personal Loan with Badger Loans?

  • Amount between £100-£25,000
  • Term from 12 months to 5 years
  • You need a Personal Loan
  • Good or Bad Credit
  • With or Without Guarantor

Legal Information

Rates from 12.9% APR to 1625.5% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. The total amount repayable is £1564.59. Interest amounts to £564.59, an annual interest rate of 59.97% Representative APR: 79.5% (variable).

Badger Loans