Quick Loans for Bad Credit Same Day Funding - Fast Application

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Quick Loans for Bad Credit Same Day

If you are looking for quick loans, Badger Loans partners could offer funds within 1 hour of approval. You can get an almost instant decision when you apply online today. If you have a good credit rating it’s possible you could benefit from a low interest rate with a corresponding low APR. If you have a bad or poor credit rating, you’ve come to the right place. You may not get the best interest rate but you could get the loan you’re after from one of our specialist bad credit lenders.

Quick loans are commonly used for emergencies or when you have a pressing bill. Our entire application and funding process is designed to be as fast as possible. Enter your details online in under 5 minutes and get a decision on screen. If successful, you could receive funds transferred to your bank account within 1 hour. More likely though, the same day of funding.

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When Would You Need Quick Loans?

Quick loans are best suited to paying for emergencies such as broken boilers, urgent house repairs or fixes to your car. These are usually the types of emergencies that can’t wait until your next payday (see payday loans) or even a few days to receive money from a family member or friend.

You never know when a quick loan might be needed. While you can always try to put money away for a rainy day, the use of £300 or £500 can sometimes provide a very important cash injection.

You can receive funds quickly and pay for your emergency expense and then repay over 1 to 60 months. This  helps you spread the repayments until you get back on your feet.

Product Features

  • Borrow £100 to £25,000
  • Repay over 1 to 60 months
  • Instant decision available
  • Same day funding available
  • No upfront fees
  • Direct lenders
  • No guarantor required

What is the Criteria for Quick Loans?

  • Over 18 years of age
  • Full-time UK resident
  • Employed with a stable income
  • Able to afford monthly repayments
  • Valid UK bank account, mobile and email address

How to Get Loans Fast

To speed up your application, there are a few ways to get a loan quickly:

Check the criteria: Make sure that you meet the basic criteria for a quick loan. This will ensure that your application can be processed as quickly as possible. There are a few things that our lending panel will not consider. This can include customers on benefits, unemployed or not within the age requirements. You will need to be over 18 years of age and with a valid UK bank account to be eligible. 

Provide accurate information: Any false information will likely be flagged by their system and this includes things like your name, address, bank account details and monthly income. Anything out of the ordinary will usually need to be backed up with a bank statement, pay-slip or utility bill. Providing true and accurate information to your best ability is key to ensuring a smooth and efficient process.

Apply during working hours: Whilst customers can apply for a quick loan with Badger Loans 24 hours a day and 7 days a week, loans will usually be processed during office hours. So if you need a loan fast, applying during 9am to 5pm will maximise your chances of getting quick loans on the same day. If you apply on a Sunday or bank holiday, they will still work hard to process your application but it may be on the next working day.

Make yourself available: Some applications may require some further checks such as additional documentation or a quick phone call with you to confirm details. Therefore, it is ideal to make yourself available and just stay close to your phone and emails once you have applied. If you apply for a personal loan and then go off to work, the gym or shopping, you may not be easily contactable and be able to proceed as quickly as possible.

Similarly, in the event that the lender requires extra documentation, it is worth having a copy of your most recent payslip and bank statement saved to your computer. If this is required, you can quickly attach and send this to them. They can then get your application processed faster.

How Soon Can I Receive Funds in My Account?

Funds can be transferred to a customer’s bank account in less than 1 hour. More usually, on the same day of applying. Most lenders use FPS which is a fast payment system to send funds via BACS. Sometimes customers can receive their money in 1 hour or on the same day.

How to Apply for Quick Loans for Bad Credit On The Same Day with Badger Loans

Start by clicking on the apply now button below. You will be able to complete your information in less than 5 minutes.

Enter a few simple details including your name, age, address, monthly income, expenses and bank details.

You will receive an almost instant decision on the screen. If successful you could receive your money within 1 hour but most likely it will be the same day.

There are no fees for applying and filling in our application form. It will not have a negative impact on your credit score. There are no guarantors required for our quick loans.


Why Apply For An Unsecured Loan with Badger Loans?

  • Amount between £100-£25,000
  • Term from 12 months to 5 years
  • You need an Unsecured Loan
  • Good or Bad Credit
  • No Guarantor Required

Legal Information

Rates from 12.9% APR to 1625.5% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. The total amount repayable is £1564.59. Interest amounts to £564.59, an annual interest rate of 59.97% Representative APR: 79.5% (variable).

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