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What is a Pay Plan or Arrangement to Pay?

By dansiop | Published 4 February 2020

What is a Pay Plan? A pay plan is something that is set up if you are struggling to…

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All credit is subject to you being a UK resident, aged 18 or over and your personal circumstances. All lenders operate responsible lending policies and as such credit is subject to affordability.

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Final approval for a loan is not guaranteed. If you complete a full application with a lender they will carry out a review of your personal circumstances, affordability, and credit history which may impact your credit file. The decision on final approval is solely that of the lenders. The time that it takes for the loan to show in your bank account will depend on your lender and your bank.

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Badger Loans is a licensed credit broker and not a lender. Nothing on this website constitutes financial advice.

If you need financial advice you should speak to a qualified financial advisor. This website provides information only.

The choice of product is yours and yours alone. All lenders operate responsible lending policies and as such credit is subject to affordability. WARNING: Late repayment can cause you serious money problems.
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Implications of Non-Payment

Additional interest and/or charges may be applied to your account if a payment is missed entirely. Before you borrow money make sure you fully understand the interest rates, fees and the terms laid out in the loan agreement. If you cannot afford your agreed repayment(s), this may have an impact on your credit report and could affect your ability to borrow again in the future. We strongly recommend you contact your lender in the first instance, they will need to be aware of your change in financial circumstances before they can present alternative methods of repayment to suit you. Collection processes can vary depending on your loan provider. If you do not contact your lender about your circumstances they may pass your account to a third party collections agency, or attempt to take you to court for non-payment to register a County Court Judgement (CCJ) against you.

Badger Loans is a broker not a lender.

Badger Loans will NEVER and does not charge any fees either up front or during any part of your loan process. Nor do we call our customers as we are 100% online. If you receive a phone call or any communication from anyone purporting to be from Badger Loans it is highly likely you are being scammed and you should not part with any money. Please always check the firm you are dealing with is licensed by the Financial Conduct Authority and clearly displays their FCA number. Ours is 747140. FCA Register Search >

Badger Loans, Badger Loans, c/o IAW Accountancy Services
5, Hyde Rd
Paignton,
Devon,
TQ4 5BW
Registered In England & Wales, Company Number : 10159832 FCA number: FRN 747140.
Data protection registration number: ZA208778.
Badger Loans Limited are Authorised and Regulated by the Financial Conduct Authority

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