Short Term Loans

up to £25,000

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Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

Personal Loans

✔︎ Personal Loans / Instalment Loans
✔︎ Good or bad credit
✔︎ With or without guarantor
✔︎ From £300 to £25,000
✔︎ 3-84 months repayment

Legal Information – Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

Payday Loans

✔︎ Payday Loans / Short Term Loans
✔︎ Good or Bad Credit
✔︎ With or without guarantor
✔︎ From £100 to £5,000
✔︎ 2-60 months repayment

Legal Information – Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

Short term loans offer the flexibility to borrow money over 3 to 84 months and repay in equal monthly instalments. You can choose how much you would like to borrow and how long for, and you have the option to repay early at any time, with no extra charges.

 

The application is completely online to apply for a short term loan with Badger Loans and with instant approvals available, you can usually receive funds on the same day that you apply. With no fees for applying, simply click on ‘apply now.’

What are Short Term Loans Used for?

 

Short term loans are used for a variety of purposes including paying off any household bills, weddings, car payments, business expenses, debt consolidation, holidays and more.

 

With loans starting from £100 to £25,000, the purpose of short term loans can range from paying off emergency bills to more lifestyle purchases such as a new car, starting a business or to cover costs for moving house.

 

Short term loans can essentially fill the gap for people not offered by mainstream banks and credit card limits, allowing you to borrow money and pay back on terms that suit you.

 

Being short term, you know that you are not tied in for a long period of time and always have the option to clear your account sooner and will often save money for doing so.

Why Use Badger Loans for Short Term Loans?

 

Badger Loans works with a panel of over 40 short term lenders in the UK, helping you improve your chances of being approved for short term loans and getting access to the funds you need faster.

 

With each lender having different requirements, you maximise your chances of approval through Badger Loans and every lender on our panel has been reviewed and vetted to ensure that they are fully authorised, regulated and trustworthy.

 

With no upfront fees, you can receive an instant decision in less than 5 minutes and if successful, can receive funds on the same day or sometimes within a few hours. We will not pass on your information to any other companies without your permission.

How Much Can I Borrow with a Short Term Loan?

 

Customers can apply to borrow up to £25,000 repaid over a maximum of 84 months (7 years). The amount you can borrow is based on your income, affordability and credit status. Typically, the higher your income, the lower your expenses and less debt you have outstanding will help you borrow the maximum amount.

 

A good credit rating is key to maximising the amount you can borrow – and if you have a history of paying off similar loans, credit cards and other financial commitments on time, it will help strengthen your loan application.

 

Can I Get a Short Term Loan with Bad Credit? 

 

Yes, it is possible to get short term loans for people with bad credit, with some lenders willing to take a view on people with recent defaults, CCJs and similar.

 

The lenders we work with at Badger Loans will usually run a credit check during the application and even if you have bad credit, they will still consider your application if you have paid off recent loans and your credit score is improving.

 

Equally, the lender may just charge a slightly higher interest rate or lower the amount you can borrow, just to manage their risk.

 

In some cases, you may be required to provide extra security such as getting a loan with a guarantor, or using a valuable asset such as car, property or item as collateral.

 

What is the Eligibility Criteria?

 

 

Over 18 years of age

 

Full-time UK resident

 

No guarantor required

 

Employed with a stable income

 

Valid UK bank account

 

Valid UK mobile phone and email address

Apply for a Short Term Loan Online

Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

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badger loans are as black & white as this…

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apply online
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if accepted, receive your loan
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