Short Term Loans Up to £25,000 - All Credit Types Considered

Badger Loans Customers Be Aware...

We are aware of a scammer targeting some of our customers who have come to us, after having given their email address unknowingly to a bad credit phishing or clone site. They are then being targeted by a scammer who has stolen our identity and pretends to offer them a loan then demands money up front to complete the loan. They are using a London address with Badger Loans contact details.
*We never call our customers nor do we lend money but we occasionally email our customers inviting them to reapply for a loan if previously unsuccessful. We NEVER ask for money either before or after completion of a loan. Nor do we provide car finance. We are brokers not lenders. NEVER hand over money to anyone claiming to be from Badger Loans.
*Please do not hand over any money. The police and FCA have been informed and are investigating. If you have lost money to the scammer please call Action Fraud on 0300 1232040 or the Financial Conduct Authority on 0800 111 6768. Apologies for the inconvenience. In the meantime the site is safe to use.

Short Term Loans
up to £25,000

Short Term Loans

Short term loans offer you the flexibility to borrow money from 2 to 60 months and repay in equal monthly instalments. You can choose how much you would like to borrow and how long for. You will have the option to repay early at any time, with no extra charges.

The application is 100% online. To apply for a short term loan with Badger Loans simply click on the ‘Apply Now’ button and fill out the 2 minute form. With near instant approvals available, you could receive funds on the same day that you apply. There are no fees for applying.

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What are Short Term Loans Used for? 

Short term loans can be used for a variety of purposes including paying off household bills, weddings, car payments, business expenses, debt consolidation, holidays and more.

With loans starting from £100 up to £25,000, the purpose of short term loans can range from paying off emergency bills to lifestyle purchases such as a new car or to cover costs for moving home.

Short term loans can essentially fill the gap for people who are not being offered credit by mainstream banks and credit card companies, allowing you to borrow money and pay back on terms that better suit you.

Being short term, you know that you are not tied in for a long period of time and always have the option to clear your account sooner and will often save money for doing so.

Why Use Badger Loans for Short Term Loans?

Badger Loans works with a panel of up to 30 short term lenders in the UK, helping you improve your chances of being approved for a short term loan and getting access to the funds you need faster.

With each lender having different requirements, you maximise your chances of approval through Badger Loans and every lender on our panel has been reviewed and vetted to ensure that they are fully authorised, regulated and trustworthy.

With no upfront fees, you can receive an instant decision in around 2 minutes and if successful, can receive funds on the same day or sometimes within a few hours. We will not pass on your information to any other companies without your permission.

How Much Can I Borrow with a Short Term Loan?

Customers can apply to borrow up to £25,000 repaid over a maximum of 60 months (5 years). The amount you can borrow is based on your income, affordability and credit status. Typically, the higher your income, the lower your expenses and less debt you have outstanding will help you borrow the maximum amount.

A good credit rating is key to maximising the amount you can borrow – and if you have a history of paying off similar loans, credit cards and other financial commitments on time, it will help strengthen your loan application.

Can I Get a Short Term Loan with Bad Credit?

Yes, it is possible to get short term loans for people with bad credit, with some lenders willing to take a view on people with recent defaults, CCJs and similar.

The lenders we work with at Badger Loans will usually run a credit check during the application and even if you have bad credit, they will still consider your application if you have paid off recent loans and your credit score is improving.

Equally, the lender may just charge a slightly higher interest rate or lower the amount you can borrow, just to manage their risk.

In some cases, you may be required to provide extra security such as getting a loan with a guarantor, or using a valuable asset such as car, property or item as collateral.

What is the Eligibility Criteria?

  • Over 18 years of age
  • Full-time UK resident
  • No guarantor required
  • Employed with a stable income
  • Valid UK bank account
  • Valid UK mobile phone and email address

Why Apply For A Personal Loan with Badger Loans?

  • Amount between £100-£25,000
  • Term from 12 months to 5 years
  • You need a Personal Loan
  • Good or Bad Credit
  • With or Without Guarantor

Legal Information

Rates from 12.9% APR to 1625.5% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. The total amount repayable is £1564.59. Interest amounts to £564.59, an annual interest rate of 59.97% Representative APR: 79.5% (variable).

Badger Loans