Long Term Loans From 1 to 60 Months - Apply Now

Badger Loans Customers Be Aware...

We are aware of a scammer targeting some of our customers who have come to us, after having given their email address unknowingly to a bad credit phishing or clone site. They are then being targeted by a scammer who has stolen our identity and pretends to offer them a loan then demands money up front to complete the loan. They are using a London address with Badger Loans contact details.
*We never call our customers nor do we lend money but we occasionally email our customers inviting them to reapply for a loan if previously unsuccessful. We NEVER ask for money either before or after completion of a loan. Nor do we provide car finance. We are brokers not lenders. NEVER hand over money to anyone claiming to be from Badger Loans.
*Please do not hand over any money. The police and FCA have been informed and are investigating. If you have lost money to the scammer please call Action Fraud on 0300 1232040 or the Financial Conduct Authority on 0800 111 6768. Apologies for the inconvenience. In the meantime the site is safe to use.

Long Term Loans
From 1 to 60 Months

Long Term Loans

Badger Loans offers long term loans repaid over 1 to 60 months (5 years). This gives you the choice to select a loan on terms that suit you. Customers can apply online and receive a quote in minutes and successful customers will could receive funds on the same day.

Borrowers can use the money to pay for any immediate expenses or lifestyle purchases and have the flexibility to repay over several months or years. 

Customers can apply to borrow from £100 to £25,000 and receive an almost instant decision when they apply online.

What Are the Benefits of Long Term Loans?

Get money upfront – All successful long term loans are paid directly into the customer’s bank account and funds are usually sent on the same day or within 24 hours. You can use the funds released to pay for any pressing bills or expenses you may have such as car repairs or household fixes and restore some order at home. Or perhaps you need to buy a new car or pay for a wedding? Your loan could be life-changing and give you time to repay in small, equal monthly instalments.

More flexibility to repay – While payday loans have been popular over the last 10-15 years, many people have found they just put more pressure on their finances. For this reason, more and more borrowers are considering longer term loans so they can receive money quickly and repay over a longer period of time.

This gives the customer time to get their finances into shape, whether it is using the loan to consolidate debts or do a little home improvement. You could be waiting for a promotion from work, a bonus, inheritance or income from selling your property – and a long term loan could give you enough time for this to come through and then repay your loan.

Save money when you repay early – If you wish to repay your loan early, you can do so and usually save a lot of money too. The cost of your loan is based on daily interest, so the shorter your loan, the cheaper it will typically be.

Eligibility Criteria

  • Over 18 years of age
  • Full-time UK resident
  • Permanent UK address
  • Employed and able to afford monthly repayments
  • Regular income
  • Valid UK bank account
  • Valid UK mobile and email address

Types of Long Term Loans

  • Guarantor loans
  • Home improvement loans
  • Instalment loans
  • Secured Loan
  • Unsecured Loans

Can I Get a Long Term Loan with a Direct Lender?

Yes, Badger Loans works with direct lenders only, giving you peace of mind that you will only be working with one company upon being accepted for the loan. All future correspondence, funding, repayments and more will be processed by the direct lender you are matched with.

We are registered, licensed UK brokers and we work with a panel of up to 30 direct lenders so we can narrow down your search for a long term loan and help find you the best loan.

Can I Get a Long Term with Bad Credit?

Yes, long term loans for bad credit are available when you apply with Badger Loans. Some lenders on our panel may be able to offer you an unsecured loan provided that you meet the criteria which includes having a stable income, strong affordability and ability to repay on time.

If you have very bad credit, CCJs or recent defaults, you may be offered a bad credit loan which could require additional security. This includes a guarantor loan which lasts from 12 to 60 months and needs you to find a person to guarantee your repayments. You may also be recommended a secured loan where you will need something valuable as collateral such as your car, jewellery or property that you own. 

How is Badger Loans Different?

Badger Loans uses a loans matching technology which pairs you with the lender most likely to offer you a loan at the best rate.

We do not charge any fees for applying and never will. We do not carry out credit checks although the lender you are matched with will do.

You can apply online through our application form and receive an almost instant decision on the screen. Subject to some further checks, successful customers can often receive funds within 1 hour or more likely, the same day they apply.

Why Apply For A Personal Loan with Badger Loans?

  • Amount between £100-£25,000
  • Term from 12 months to 5 years
  • You need a Personal Loan
  • Good or Bad Credit
  • With or Without Guarantor

Legal Information

Rates from 12.9% APR to 1625.5% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. The total amount repayable is £1564.59. Interest amounts to £564.59, an annual interest rate of 59.97% Representative APR: 79.5% (variable).

Badger Loans