Long Term Loans
Over 3 to 84 Months

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Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

Personal Loans

✔︎ Personal Loans / Instalment Loans
✔︎ Good or bad credit
✔︎ With or without guarantor
✔︎ From £300 to £25,000
✔︎ 3-84 months repayment

Legal Information – Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

Payday Loans

✔︎ Payday Loans / Short Term Loans
✔︎ Good or Bad Credit
✔︎ With or without guarantor
✔︎ From £100 to £5,000
✔︎ 2-60 months repayment

Legal Information – Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

Apply for Long Term Loans with Badger Loans

 

Badger Loans offers long term loans repaid over 3 months to 84 months (7 years), giving you the choice to select a loan on terms that suit you. Customers can apply online and receive a quote in minutes and successful customers will usually receive funds on the same day.

 

Borrowers can receive money upfront to pay for any immediate expenses or life purchases and then you have the flexibility to repay over several months or years, giving you control over your finances.

 

Customers can apply to borrow £100 to £50,000 and receive an instant decision when they apply online in just 2 minutes.

What Are the Benefits of Long Term Loans?

 

 

Get money upfront – All successful long term loans are paid directly into the customer’s bank account and funds are usually sent on the same day or within 24 hours. You can use the funds released to pay for any pressing bills or expenses you may have such as car repairs or household fixes and restore some order at home. Or perhaps you need to buy a new car, pay for a wedding or start a business, your loan can be life-changing and then give you time to repay in small, equal monthly instalments.

 

More flexibility to repay – Whilst payday loans have been popular over the last few years, many have found them to put pressure on their finances. For this reason, more and more borrowers are considering long term loans so they can receive money upfront and repay over a longer period of time.

 

This gives the customer time to get their finances into shape, whether it is using the loan to consolidate debts, do a home improvement or kick start a business. You could be waiting for a promotion from work, a bonus, inheritance or income from selling your property – and a long term loan could give you enough time for this to come through and then repay your loan.

 

Save money when you repay early – If you wish to repay your loan early, you can do so and usually save a lot of money too. The cost of your loan is based on daily interest, so the shorter your loan, the cheaper it will typically be.

Eligibility Criteria

 

 

  • Over 18 years of age
  • Full-time UK resident
  • Permanent UK address
  • Employed and able to afford monthly repayments
  • Regular income
  • Valid UK bank account
  • Valid UK mobile and email address

 

Types of Long Term Loans

 

 

  • Guarantor loans
  • Home improvement loans
  • Instalment loans
  • Secured Loan
  • Unsecured Loans

Can I Get a Long Term Loan with a Direct Lender?

 

Yes, Badger Loans works with direct lenders only, so you have peace of mind applying that you will only be working with one company upon completing our application. All future correspondence, funding, repayments and more will be processed by the direct lender you are matched with.

We are a registered and licensed broker in the UK and work with a panel of over 40 direct lenders so we can narrow down your search for a long term loan and help find the best loan for you.

 

Can I Get a Long Term with Bad Credit?

 

Yes, long term loans for bad credit are available when you apply with Badger Loans. Some lenders on our panel may be able to offer you an unsecured loan provided that you meet the criteria which includes having a stable income, strong affordability and ability to repay on time.

If you have very bad credit, CCJs or recent defaults, you may be offered a bad credit loan which could require additional security. This includes a guarantor loan which lasts from 12 to 60 months and needs you to find a person to guarantee your repayments. You may also be recommended a secured loan where you will need something valuable as collateral such as your car, jewellery or property that you own.

 

How is Badger Loans Different?

 

Badger Loans uses a loans matching technology which pairs you with the lender most likely to offer you a loan – and at the best rate too.

We do not charge any fees for applying and never will do. We do not carry out any credit checks, although the lender you are matched with might do.

You can apply online through our application form and receive an instant decision on the screen. Subject to some further checks, successful customers can often receive funds within 1 hour or the same day they apply.

Apply for a Long Term Loan Online

Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

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Loans in Black & White…  we have the answer right here for you!

badger loans are as black & white as this…

badger loans are as black & white as this…

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apply online
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we search lenders and providers
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await decision
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if accepted, receive your loan
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