Ian Sims

Ian Sims is the founder and director of Badger Loans Limited, an FCA-authorised UK credit broker. He has worked in loans and mortgages since 1991 and has written three books about bad credit and borrowing. Ian draws on more than 35 years of industry experience to write and review Badger Loans’ guides to loans, credit and personal finance.
man getting scammed and getting punched in face by fist full of cash
Industry News & Advice

Don’t Get Scammed!

Are You Worried About Being Scammed? Have you been contacted by someone asking you for money to complete a loan? Has someone rung you saying

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spot the difference
Industry News & Advice

Spot The Difference…

How To Tell A Genuine FCA Authorised Site From A Scam Site Spot the Scam: Huge Loan Lender vs. Badger Loans When quick borrowing’s on

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Struggling to get approved for a loan?

Don’t Give Up Just Yet....

Ian Sims’ newly released second book in a three-part series explains what lenders really look for, why applications get declined, and what can improve your chances of approval. It’s a practical guide for anyone navigating bad credit, missed payments, or recent declines.

funded - bad credit loans in the UK book by Iam Sims