Ian Sims

Ian Sims is the founder and director of Badger Loans Limited, an FCA-authorised UK credit broker. He has worked in loans and mortgages since 1991 and has written three books about bad credit and borrowing. Ian draws on more than 35 years of industry experience to write and review Badger Loans’ guides to loans, credit and personal finance.
British man checking the progress of a quick online loan application on his smartphone.
Finance Guides

What Are Quick Loans?

Quick loans are designed to provide access to money as quickly as possible when you need it most. Quick loans are available from a range

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British couple reviewing to see if there are £2,000 loans for bad credit available and checking affordability despite having bad credit.
Finance Guides

£2,000 Loans For Bad Credit

Bad credit does not automatically prevent you from borrowing money. While your options may be more limited, many UK lenders will consider applications from people

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British couple reviewing their budget and calculating how much they can afford to borrow. They are asking the question, how much can I borrow?
Finance Guides

How Much Can I Borrow?

One of the most common questions people ask before applying for a loan is, “How much can I borrow?” The answer depends on several factors,

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Struggling to get approved for a loan?

Don’t Give Up Just Yet....

Ian Sims’ newly released second book in a three-part series explains what lenders really look for, why applications get declined, and what can improve your chances of approval. It’s a practical guide for anyone navigating bad credit, missed payments, or recent declines.

funded - bad credit loans in the UK book by Iam Sims