Ian Sims

Ian Sims is the founder and director of Badger Loans Limited, an FCA-authorised UK credit broker. He has worked in loans and mortgages since 1991 and has written three books about bad credit and borrowing. Ian draws on more than 35 years of industry experience to write and review Badger Loans’ guides to loans, credit and personal finance.
Illustrated guide to emergency loans in the UK showing a couple reviewing loan paperwork at home, with icons highlighting urgent borrowing, safety checks, savings, and responsible alternatives to emergency loans in the UK.
Finance Guides

Emergency Loans in the UK

A Clear, Responsible Guide Emergency loans are short-term borrowing options used in the UK to cover unexpected and urgent costs. They prioritise speed over cost

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Struggling to get approved for a loan?

Don’t Give Up Just Yet....

Ian Sims’ newly released second book in a three-part series explains what lenders really look for, why applications get declined, and what can improve your chances of approval. It’s a practical guide for anyone navigating bad credit, missed payments, or recent declines.

funded - bad credit loans in the UK book by Iam Sims