Borrowing Basics

New to loans or just want a refresher? Our Borrowing Basics posts break down the essentials in plain English, helping you understand how loans work and what to expect before you apply.

Three smooth black zen stones stacked on the left and three stacked British one-pound coins on the right, placed on a neutral beige surface, symbolising balance between mindfulness and money
Money Management

The Zen of Money

A Mindset Shift That Changes Everything Changing how you think about money might not require spreadsheets or sudden frugality. It may begin with how you

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Struggling to get approved for a loan?

Don’t Give Up Just Yet....

I’ve written a short, straight-talking book on how to improve your chances of getting approved in the UK, based on 30+ years in the industry.

funded: the insider guide to mastering your short term loan application. Book by ian sims