Ian Sims

Ian Sims is the founder and director of Badger Loans Limited, an FCA-authorised UK credit broker. He has worked in loans and mortgages since 1991 and has written three books about bad credit and borrowing. Ian draws on more than 35 years of industry experience to write and review Badger Loans’ guides to loans, credit and personal finance.
British couple reviewing a credit report and exploring bad credit loan options in a Simple UK Guide illustration about what is a bad credit loan.
Finance Guides

What Is a Bad Credit Loan?

Understanding Bad Credit Loans A bad credit loan, also known as a loan for individuals with a less-than-perfect credit history, is simply a loan designed

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Struggling to get approved for a loan?

Don’t Give Up Just Yet....

Ian Sims’ newly released second book in a three-part series explains what lenders really look for, why applications get declined, and what can improve your chances of approval. It’s a practical guide for anyone navigating bad credit, missed payments, or recent declines.

funded - bad credit loans in the UK book by Iam Sims