We believe financial support goes beyond the loan itself. This blog exists to help you make better, more informed decisions about borrowing – whatever your situation.
Letters unchanged in 40 years An apparent 100,000 people attempt to take their own lives each year because of unmanageable debt while a further 4 times that amount consider suicide according to government figures. The true scale of the misery wrought by being in unmanageable debt will no doubt
Coronavirus Payment Holidays When the panic set in properly in March/April of this year nobody had any idea of how the disease was likely to pan out. Confusion reigned. It still does. There’s a lot of information out there and most of it is fairly clear and concise but we
Can I Have a Sub Please Boss? In this blog post we’ll be looking at the world of salary finance in the UK. Employer Salary Advance Schemes (ESAS) are a relatively new phenomenon in the UK and are being promoted as an alternative to High Cost Short Term credit otherwise
In the two sides to a typical loan agreement (borrower and lender) there has usually been one side who has the scales of power tipped in their favour and that’s historically been the lender. Fairly obvious one might think that the lender should have plenty of recourse to various avenues
Update (24/2/21) Hi Everybody, We just wanted to let you know that our lending panel of 40 direct lenders is now back to full strength. We were down to 2 or 3 lenders in the dark days of last summer but with vaccinations underway and a bit of confidence returning
What Is a Loan Pingtree? A loan pingtree is a piece of matching technology used by some credit brokers and lead distributors. It compares the information in an application with the criteria supplied by participating lenders and other finance providers. The aim is to identify which participating firm may be
Emergency Cash Loans, as the name suggests, are for when disaster has struck. There’s no sickening feeling quite like it; the wolves are at the door and the cupboard is empty. What will you do? Hide behind the settee with your fingers in your ears and eyes closed while shouting
The CCJ Process A CCJ loan is for people who have a County Court judgement registered against them at their home or business address. While there is no actual lending product called a CCJ Loan just as there is no product called a Bad Credit Loan we use these terms
With the coronavirus having cut through the world’s population like a hot knife through butter, the fallout has had most Payday Lenders running for the hills while others have simply pulled down the shutters and gone into hibernation for the duration. While no one is doing much of anything lending-wise
Further to our brief statement we put online a couple of days ago we felt it best to give you a fuller rundown of how the coronavirus has impacted the lending and short- term lending industry. We will also use this space to inform you as to what help is
Ian Sims’ newly released second book in a three-part series explains what lenders really look for, why applications get declined, and what can improve your chances of approval. It’s a practical guide for anyone navigating bad credit, missed payments, or recent declines.
