We believe financial support goes beyond the loan itself. This blog exists to help you make better, more informed decisions about borrowing – whatever your situation.
Should You Take Out a Cash Advance? A cash advance can be an effective way to get money fast in an emergency situation. But it’s important to consider the potential downsides before you take out a cash advance, like high interest rates and steep fees. This guide will help you
Compound interest is the addition of interest to the principal sum of a loan or deposit. It is the result of reinvesting interest, rather than paying it out, so that interest in the next period is then earned on the principal sum plus previously accumulated interest. In a nutshell that
How Do Payday Loans Work? Short-term loans (otherwise known as payday loans) are quick cash solutions but are they really worth it? As the name suggests, payday loans are small, short-term loans that you pay back when you get your next paycheck – hence the name payday loan. You may
Should I Consolidate My Debt? Welcome to another Badger Blog Post. This week we’ll be looking at what is debt consolidation and whether or not it’s a good thing for you. To begin with, let’s define exactly what debt consolidation is. Debt consolidation is the act of merging your existing
What to Consider Before Applying for an Unsecured Personal Loan An unsecured personal loan lets you borrow without offering your home, car or another asset as security. The lender decides whether to offer the loan based on your application, credit history, income and affordability. Before applying, it is worth being
Looking To Improve Your Home? – Healthy Home Improvements If you’re looking to make some healthy home improvements – and possibly increase your home’s appraised value in the process – think about projects that can make your house a healthier overall place that will benefit the whole family. Badger Loans
Emergency Cash from Short Term Loans? Let’s get straight into the nitty gritty and answer the question straight out – ‘can you use your short term loan as emergency cash?’ Yes, of course you can. You can use your loan for almost any legal purpose you desire. Let’s face it,
Can You Get a Loan With a CCJ? Yes, it may still be possible to get a loan if you have a County Court Judgment (CCJ), but there is no separate regulated product formally called a “CCJ loan”. The phrase is usually used to describe borrowing for people whose credit
Will I Need a Credit Check? Since the financial services and consumer credit industry has been regulated by the Financial Conduct Authority it has been compulsory to credit check each and every individual applying for consumer credit. Whether an unsecured personal loan or an emergency cash loan. Or any other
A Good Thing or Bad? I need to make two disclosure type ‘admissions’ up front. I have both worked for Provident Home Credit division and had a loan from them too. This puts me in the enviable position of being able to see the company in both lights. A quick
Ian Sims’ newly released second book in a three-part series explains what lenders really look for, why applications get declined, and what can improve your chances of approval. It’s a practical guide for anyone navigating bad credit, missed payments, or recent declines.
