Badger Loans Blog: Borrowing Basics, Credit Tips & Industry News

We believe financial support goes beyond the loan itself. This blog exists to help you make better, more informed decisions about borrowing – whatever your situation.

Scam Advice

Scam in Progress (and this is what it’s like)

Over three weeks ago, back on May 23rd, we were visited by an old acquaintance we hoped we’d seen the back of 3 years ago. The last time we met, back in 2020 just before a mysterious flu virus swept the world, his MO was a bit different but the

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Mother and daughter smiling together at a table, looking at a smartphone, illustrating family support and financial management tips.
Money Management

Reduce Financial Stress With These Tips

If you’re experiencing financial stress, you’re not alone. Covering monthly bills is a concern for many in the UK. While the economy plays a role in this stress, there are steps you can take to better your financial position and relieve your anxiety. Today, Badger Loans outlines some of them.

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Couple smiling at financial advisor while shaking hands, discussing money management and borrowing options in a home setting.
Money Management

Make Borrowing Work For You

This month’s blog is about borrowing money without going broke and getting yourself into a whole world of trouble in the process. Badger Loans shows you how to make borrowing work for you.  It can be an emergency expenditure or an imminent need that must absolutely be met. Such as

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Borrowing Basics

5 Tips on Getting the Best Payday Loans

When you are in a financial bind, it can be difficult to know where to turn for help. If you need money fast and don’t have any other options, a payday loan or short term loan may seem like the perfect solution. But before you sign up for a loan,

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Money Management

A Recession-Proof Guide To Thriving in Uncertain Times

The economy may be in a downturn, but it doesn’t have to be all doom and gloom. You can protect yourself and get ahead when things get better by using our Recession-Proof Guide To Thriving in Uncertain Times. Here’s how you can make that happen presented by Badger Loans.  Create

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Borrowing Basics

The 10 Worst Reasons for Missing Your Loan Payment

If you’ve taken out a loan at any point in your life (or are about to) there may come a point during the course of repaying the loan when one or more of the reasons listed below will enter your mind with a view to skipping that month’s loan repayment.

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Borrowing Basics

The Benefits of Emergency Cash Loans

When you find yourself in a pinch and need money fast, there are few things more frustrating than not being able to get it. Whether you’re short on cash to pay an unexpected bill or need money to make repairs after an emergency such as a burst pipe, emergency cash

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Borrowing Basics

What Is a Cash Advance

Should You Take Out a Cash Advance? A cash advance can be an effective way to get money fast in an emergency situation. But it’s important to consider the potential downsides before you take out a cash advance, like high interest rates and steep fees. This guide will help you

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pile of cash
Borrowing Basics

What Are Compound Interest Rates

Compound interest is the addition of interest to the principal sum of a loan or deposit. It is the result of reinvesting interest, rather than paying it out, so that interest in the next period is then earned on the principal sum plus previously accumulated interest. In a nutshell that

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A couple at a desk wondering how payday loans work
Borrowing Basics

How Do Payday Loans Work?

How Do Payday Loans Work? Short-term loans (otherwise known as payday loans) are quick cash solutions but are they really worth it? As the name suggests, payday loans are small, short-term loans that you pay back when you get your next paycheck – hence the name payday loan. You may

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