Money Talk

We believe financial support goes beyond the loan itself. This blog exists to help you make better, more informed decisions about borrowing – whatever your situation.

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Is Interest on Loans Just ‘Fairy Money’?

Interest on loans: it’s one of those financial concepts we all think we understand but rarely stop to question. As someone who’s spent time in the lending business, I’ve often wondered at the nature of interest. Before a loan exists, interest doesn’t exist either. Yet, once the agreement is made,

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The Potential Dangers of Central Bank Digital Currencies

Central Bank Digital Currencies (CBDCs) are digital versions of a country’s fiat or paper currency, issued and regulated by the central bank. Unlike cryptocurrencies like Bitcoin, which are decentralised and often operate independently of any state, CBDCs are centralised and backed by the government. They aim to combine the benefits

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Financial Wisdom and Ethical Integrity

In a world dominated by money and debt, it has become increasingly essential to cultivate financial wisdom alongside ethical integrity. If it’s hard for us to do it, how much more for our children? We thank Joyce Wilson, our guest blogger for this guide for the next generation. At a

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Bad Credit Payday Loans Guide For 2024

Bad credit payday loans can provide a vital lifeline for emergencies where you need to access cash before payday comes around. Whether it’s a broken boiler, car trouble or any other emergency, bad credit payday loans can help to get you out of a tight spot. What Is A Bad

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Personal Loans UK Guide for 2024

Personal loans, in recent years have gained a lot of negative press, but if you fully understand how they work, and use them sensibly, they can be very useful. We’ve put together a guide to help you better understand and utilise personal loans. What Are Personal Loans? A personal loan

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New Payday Lenders UK 2024

New payday lenders appear and disappear all of the time, so it can be really difficult to understand the different criteria and compare interest rates – particularly when, often, payday loans are fairly urgent.  What was previously a good option might no longer be viable, and there might even be

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Emergency Loans & Options for Bad Credit 2024 Guide

Emergency loans can offer the perfect solution when those unexpected and urgent financial emergencies arise. Emergency cash can be used for anything from a boiler repair to a new set of tyres for your car, and the release of the funds is, as you might expect, very fast. What is

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Scam in Progress (and this is what it’s like)

Over three weeks ago, back on May 23rd, we were visited by an old acquaintance we hoped we’d seen the back of 3 years ago. The last time we met, back in 2020 just before a mysterious flu virus swept the world, his MO was a bit different but the

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Reduce Financial Stress With These Tips

If you’re experiencing financial stress, you’re not alone. Covering monthly bills is a concern for many in the UK. While the economy plays a role in this stress, there are steps you can take to better your financial position and relieve your anxiety. Today, Badger Loans outlines some of them.

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Make Borrowing Work For You

This month’s blog is about borrowing money without going broke and getting yourself into a whole world of trouble in the process. Badger Loans shows you how to make borrowing work for you.  It can be an emergency expenditure or an imminent need that must absolutely be met. Such as

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Struggling to get approved for a loan?

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Ian Sims’ newly released second book in a three-part series explains what lenders really look for, why applications get declined, and what can improve your chances of approval. It’s a practical guide for anyone navigating bad credit, missed payments, or recent declines.

funded - bad credit loans in the UK book by Iam Sims