Money Talk

We believe financial support goes beyond the loan itself. This blog exists to help you make better, more informed decisions about borrowing – whatever your situation.

how much cash is emergency cash
Borrowing Basics

How Much Emergency Cash Should One Keep?

Of the many benefits that the habit of saving money has to offer, being financially stable despite an emergency is one of the more important benefits.  Setting aside a small amount of cash can significantly dampen the otherwise drastic effects that one may experience during an emergency.  The consensus is

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bridge loan
Borrowing Basics

What is a Bridging Loan?

When buying a residential property in the UK your average house purchaser goes nowhere near a bridging loan. So says the received wisdom on the topic. Most people have no idea of the whys and wherefores of bridging finance. Mainly because most of us have no call to ever have

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credit score help
Credit Score Help

Factors That Affect Your Credit Score

What Factors Affect Your Credit Score? Your credit score is influenced by several parts of your credit history. Different credit reference agencies use different scoring systems, so the number you see with one agency may not match the number shown by another. Lenders do not make decisions from the score

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Emergency loan options for urgent household expenses
Borrowing Basics

Can you get an emergency cash loan quickly?

Life is a roller coaster, isn’t it? Yes, you might have planned your monthly budget, investments, and other necessary funds, but suddenly an emergency comes out of nowhere! A medical emergency, a sudden trip, or an immediate house renovation can be various instances where you might need an emergency cash

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Baby holding an adult's finger in a guide for stay-at-home parents
Money Management

The Benefits of Being a Stay at Home Parent

There’s a lot to be said for being a stay at home parent. Let’s face it, no one else can bring up your children quite like you can so we’ve decided to take a look to see if the  benefits of being a stay at home parent match the other

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Guide explaining personal unsecured loans
Borrowing Basics

What is a Loan and Why Take One Out? Pt2

Consume Consume Consume So says the mantra of 21st century mainstream everything. And, boy do we know how to consume. Ever tried not spending money for a week or two?  Try it and see how long you last. We’re conditioned from almost birth to see it, want it and get

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Guide explaining what a personal loan is and why people use one
Borrowing Basics

What is a Loan and Why Take One Out? Pt1

Part 1 – What is a Loan There are many reasons to take out an unsecured personal loan and we here at Badger Loans are going to give you five of the best. Before we do that let’s get stuck into what loans really are. When you start looking for

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Badger Loans logo
Industry News & Advice

Managing Your Finances in a World Dripping in Fear

Tips on Managing Your Finances ‘May You Live in Interesting Times’ From Sir Austen Chamberlain to Robert F Kennedy, the phrase attributed as a Chinese curse has been used most often as an insult by both the aforementioned and a cast of characters throughout the 20th century. As Chinese has

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Guide to unsecured borrowing following a credit refusal during COVID-19
Industry News & Advice

Credit Refusal Worsening the COVID Financial Impact?

A survey just revealed what several people already knew and have been warning about. The financial impact of COVID-19 goes way beyond job losses.  The drastic effect is showing up in unexpected forms and hitting at people who have already been hit hard by the pandemic.  ” The survey revealed

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Secure online banking illustration
Loan Types Explained

Open Banking – The New Kid on the Block

  An Open banking has been with us by one name, but you may not have heard of it yet. Unless you’ve recently been in the market for a loan or have difficulty proving your income. It is also possible that to get better grip on your finances, you may

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Struggling to get approved for a loan?

Don’t Give Up Just Yet....

Ian Sims’ newly released second book in a three-part series explains what lenders really look for, why applications get declined, and what can improve your chances of approval. It’s a practical guide for anyone navigating bad credit, missed payments, or recent declines.

funded - bad credit loans in the UK book by Iam Sims