Money Talk

We believe financial support goes beyond the loan itself. This blog exists to help you make better, more informed decisions about borrowing – whatever your situation.

Illustration representing financial wisdom and ethical borrowing decisions
Money Management

Financial Wisdom and Ethical Integrity

In a world dominated by money and debt, it has become increasingly essential to cultivate financial wisdom alongside ethical integrity. If it’s hard for us to do it, how much more for our children? We thank Joyce Wilson, our guest blogger for this guide for the next generation. At a

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Guide to bad credit payday loans in the UK
Borrowing Basics

Bad Credit Payday Loans Guide For 2024

Bad credit payday loans can provide a vital lifeline for emergencies where you need to access cash before payday comes around. Whether it’s a broken boiler, car trouble or any other emergency, bad credit payday loans can help to get you out of a tight spot. What Is A Bad

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Borrowing Basics

New Payday Lenders UK 2024

New payday lenders appear and disappear all of the time, so it can be really difficult to understand the different criteria and compare interest rates – particularly when, often, payday loans are fairly urgent.  What was previously a good option might no longer be viable, and there might even be

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Scam warning symbol for a fraudulent loan offer in progress
Scam Advice

Scam in Progress (and this is what it’s like)

Over three weeks ago, back on May 23rd, we were visited by an old acquaintance we hoped we’d seen the back of 3 years ago. The last time we met, back in 2020 just before a mysterious flu virus swept the world, his MO was a bit different but the

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Practical steps to help reduce financial stress
Money Management

Reduce Financial Stress With These Tips

If you’re experiencing financial stress, you’re not alone. Covering monthly bills is a concern for many in the UK. While the economy plays a role in this stress, there are steps you can take to better your financial position and relieve your anxiety. Today, Badger Loans outlines some of them.

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Couple smiling as a man shakes hands with a financial adviser
Money Management

Make Borrowing Work For You

This month’s blog is about borrowing money without going broke and getting yourself into a whole world of trouble in the process. Badger Loans shows you how to make borrowing work for you.  It can be an emergency expenditure or an imminent need that must absolutely be met. Such as

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Guide offering five tips for comparing payday loans
Borrowing Basics

5 Tips on Getting the Best Payday Loans

When you are in a financial bind, it can be difficult to know where to turn for help. If you need money fast and don’t have any other options, a payday loan or short term loan may seem like the perfect solution. But before you sign up for a loan,

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Illustration for a guide to protecting your finances during a recession
Money Management

A Recession-Proof Guide To Thriving in Uncertain Times

The economy may be in a downturn, but it doesn’t have to be all doom and gloom. You can protect yourself and get ahead when things get better by using our Recession-Proof Guide To Thriving in Uncertain Times. Here’s how you can make that happen presented by Badger Loans.  Create

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Guide to common excuses for missing a loan payment and how to respond
Borrowing Basics

The 10 Worst Reasons for Missing Your Loan Payment

If you’ve taken out a loan at any point in your life (or are about to) there may come a point during the course of repaying the loan when one or more of the reasons listed below will enter your mind with a view to skipping that month’s loan repayment.

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Emergency savings jar for unexpected household costs
Borrowing Basics

The Benefits of Emergency Cash Loans

When you find yourself in a pinch and need money fast, there are few things more frustrating than not being able to get it. Whether you’re short on cash to pay an unexpected bill or need money to make repairs after an emergency such as a burst pipe, emergency cash

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Struggling to get approved for a loan?

Don’t Give Up Just Yet....

Ian Sims’ newly released second book in a three-part series explains what lenders really look for, why applications get declined, and what can improve your chances of approval. It’s a practical guide for anyone navigating bad credit, missed payments, or recent declines.

funded - bad credit loans in the UK book by Iam Sims