Money Talk

We believe financial support goes beyond the loan itself. This blog exists to help you make better, more informed decisions about borrowing – whatever your situation.

A couple at a desk wondering how payday loans work
Borrowing Basics

How Do Payday Loans Work?

How Do Payday Loans Work? Short-term loans (otherwise known as payday loans) are quick cash solutions but are they really worth it? As the name suggests, payday loans are small, short-term loans that you pay back when you get your next paycheck – hence the name payday loan. You may

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Borrowing Basics

What is Debt Consolidation?

Should I Consolidate My Debt? Welcome to another Badger Blog Post. This week we’ll be looking at what is debt consolidation and whether or not it’s a good thing for you. To begin with, let’s define exactly what debt consolidation is. Debt consolidation is the act of merging your existing

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Money Management

Healthy Home Improvements

Looking To Improve Your Home? – Healthy Home Improvements If you’re looking to make some healthy home improvements – and possibly increase your home’s appraised value in the process – think about projects that can make your house a healthier overall place that will benefit the whole family. Badger Loans

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Borrowing Basics

Emergency Cash Short Term Loan – Direct Loan Lenders

Emergency Cash from Short Term Loans? Let’s get straight into the nitty gritty and answer the question straight out – ‘can you use your short term loan as emergency cash?’ Yes, of course you can. You can use your loan for almost any legal purpose you desire. Let’s face it,

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Borrowing Basics

CCJ Loans – All Credit Ratings Considered

Is There Such a Thing as a CCJ Loans? As we have highlighted on a few occasions in the past like here, a loan is a loan is a loan. With the exception of secured and unsecured loans the only difference between one loan and another is the rate, the

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Borrowing Basics

Emergency Cash From New Payday Lenders?

Will I Need a Credit Check? Since the financial services and consumer credit industry has been regulated by the Financial Conduct Authority it has been compulsory to credit check each and every individual applying for consumer credit. Whether an unsecured personal loan or an emergency cash loan. Or any other

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some cash, a piggy bank and a house
Industry News & Advice

The Demise of Provident Home Credit

A Good Thing or Bad? I need to make two disclosure type ‘admissions’ up front. I have both worked for Provident Home Credit division and had a loan from them too. This puts me in the enviable position of being able to see the company in both lights. A quick

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how much cash is emergency cash
Borrowing Basics

How Much Emergency Cash Should One Keep?

Of the many benefits that the habit of saving money has to offer, being financially stable despite an emergency is one of the more important benefits.  Setting aside a small amount of cash can significantly dampen the otherwise drastic effects that one may experience during an emergency.  The consensus is

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bridge loan
Borrowing Basics

What is a Bridging Loan?

When buying a residential property in the UK your average house purchaser goes nowhere near a bridging loan. So says the received wisdom on the topic. Most people have no idea of the whys and wherefores of bridging finance. Mainly because most of us have no call to ever have

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