Money Talk

We believe financial support goes beyond the loan itself. This blog exists to help you make better, more informed decisions about borrowing – whatever your situation.

Coins stacked with symbols representing financial goals: graduation cap, shopping cart, house, airplane, piggy bank, and wedding rings, illustrating money management and budgeting concepts.
Money Management

A Recession-Proof Guide To Thriving in Uncertain Times

The economy may be in a downturn, but it doesn’t have to be all doom and gloom. You can protect yourself and get ahead when things get better by using our Recession-Proof Guide To Thriving in Uncertain Times. Here’s how you can make that happen presented by Badger Loans.  Create

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Illustration of a speaker at a podium announcing "Excuses for Non-Payment," related to loan payment challenges and financial responsibility.
Borrowing Basics

The 10 Worst Reasons for Missing Your Loan Payment

If you’ve taken out a loan at any point in your life (or are about to) there may come a point during the course of repaying the loan when one or more of the reasons listed below will enter your mind with a view to skipping that month’s loan repayment.

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Borrowing Basics

The Benefits of Emergency Cash Loans

When you find yourself in a pinch and need money fast, there are few things more frustrating than not being able to get it. Whether you’re short on cash to pay an unexpected bill or need money to make repairs after an emergency such as a burst pipe, emergency cash

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Borrowing Basics

What Is a Cash Advance

Should You Take Out a Cash Advance? A cash advance can be an effective way to get money fast in an emergency situation. But it’s important to consider the potential downsides before you take out a cash advance, like high interest rates and steep fees. This guide will help you

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pile of cash
Borrowing Basics

What Are Compound Interest Rates

Compound interest is the addition of interest to the principal sum of a loan or deposit. It is the result of reinvesting interest, rather than paying it out, so that interest in the next period is then earned on the principal sum plus previously accumulated interest. In a nutshell that

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A couple at a desk wondering how payday loans work
Borrowing Basics

How Do Payday Loans Work?

How Do Payday Loans Work? Short-term loans (otherwise known as payday loans) are quick cash solutions but are they really worth it? As the name suggests, payday loans are small, short-term loans that you pay back when you get your next paycheck – hence the name payday loan. You may

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Borrowing Basics

What is Debt Consolidation?

Should I Consolidate My Debt? Welcome to another Badger Blog Post. This week we’ll be looking at what is debt consolidation and whether or not it’s a good thing for you. To begin with, let’s define exactly what debt consolidation is. Debt consolidation is the act of merging your existing

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Money Management

Healthy Home Improvements

Looking To Improve Your Home? – Healthy Home Improvements If you’re looking to make some healthy home improvements – and possibly increase your home’s appraised value in the process – think about projects that can make your house a healthier overall place that will benefit the whole family. Badger Loans

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Borrowing Basics

Emergency Cash Short Term Loan – Direct Loan Lenders

Emergency Cash from Short Term Loans? Let’s get straight into the nitty gritty and answer the question straight out – ‘can you use your short term loan as emergency cash?’ Yes, of course you can. You can use your loan for almost any legal purpose you desire. Let’s face it,

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