Loan Types Explained

Not sure which loan is right for you? This section breaks down the different types of loans available — what they’re for, how they work, and the pros and cons of each.

bridge loan
Borrowing Basics

What is a Bridging Loan?

When buying a residential property in the UK your average house purchaser goes nowhere near a bridging loan. So says the received wisdom on the

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Struggling to get approved for a loan?

Don’t Give Up Just Yet....

Ian Sims’ newly released second book in a three-part series explains what lenders really look for, why applications get declined, and what can improve your chances of approval. It’s a practical guide for anyone navigating bad credit, missed payments, or recent declines.

funded - bad credit loans in the UK book by Iam Sims