We believe financial support goes beyond the loan itself. This blog exists to help you make better, more informed decisions about borrowing – whatever your situation.
Update (24/2/21) Hi Everybody, We just wanted to let you know that our lending panel of 40 direct lenders is now back to full strength. We were down to 2 or 3 lenders in the dark days of last summer but with vaccinations underway and a bit of confidence returning
In our 21st century of ever-advancing technological innovation, the advent of the pingtree will have gone largely unnoticed. Certainly by the vast majority of the general public. Unless they happen to work in finance in general and loans in particular there’s no real need or reason to have heard of
Emergency Cash Loans, as the name suggests, are for when disaster has struck. There’s no sickening feeling quite like it; the wolves are at the door and the cupboard is empty. What will you do? Hide behind the settee with your fingers in your ears and eyes closed while shouting
The CCJ Process A CCJ loan is for people who have a County Court judgement registered against them at their home or business address. While there is no actual lending product called a CCJ Loan just as there is no product called a Bad Credit Loan we use these terms
With the coronavirus having cut through the world’s population like a hot knife through butter, the fallout has had most Payday Lenders running for the hills while others have simply pulled down the shutters and gone into hibernation for the duration. While no one is doing much of anything lending-wise
Further to our brief statement we put online a couple of days ago we felt it best to give you a fuller rundown of how the coronavirus has impacted the lending and short- term lending industry. We will also use this space to inform you as to what help is
What is a Pay Plan? A pay plan is something that is set up if you are struggling to pay something back. This could be an unsecured loan or a payday loan for example. How do I arrange a Pay Plan? Pay plans are usually arranged with
Credit unions help people borrow or save money at lower interest rates than they would receive through traditional lenders. Credit union loans are often considered to be a much lower cost alternative to payday loans in the UK. First established in the 1940s, these unions are open to members who
What is a Debt Management Company? Also known as debt relief or debt consolidation, debt management companies can take your current debts and create a plan that helps you pay them all off in an affordable manner. They provide you with an unsecured loan that all your debt is
A credit limit is the total amount you can spend on your credit card. This amount can fluctuate, depending on things such as the lender, the credit card type, as well as your own previous credit history. A credit card is a revolving credit facility, and works in a similar
Ian Sims’ newly released second book in a three-part series explains what lenders really look for, why applications get declined, and what can improve your chances of approval. It’s a practical guide for anyone navigating bad credit, missed payments, or recent declines.
