We believe financial support goes beyond the loan itself. This blog exists to help you make better, more informed decisions about borrowing – whatever your situation.
Part 1 – What is a Loan There are many reasons to take out an unsecured personal loan and we here at Badger Loans are going to give you five of the best. Before we do that let’s get stuck into what loans really are. When you start looking for
Tips on Managing Your Finances ‘May You Live in Interesting Times’ From Sir Austen Chamberlain to Robert F Kennedy, the phrase attributed as a Chinese curse has been used most often as an insult by both the aforementioned and a cast of characters throughout the 20th century. As Chinese has
A survey just revealed what several people already knew and have been warning about. The financial impact of COVID-19 goes way beyond job losses. The drastic effect is showing up in unexpected forms and hitting at people who have already been hit hard by the pandemic. ” The survey revealed
An Open banking has been with us by one name, but you may not have heard of it yet. Unless you’ve recently been in the market for a loan or have difficulty proving your income. It is also possible that to get better grip on your finances, you may
Letters unchanged in 40 years An apparent 100,000 people attempt to take their own lives each year because of unmanageable debt while a further 4 times that amount consider suicide according to government figures. The true scale of the misery wrought by being in unmanageable debt will no doubt
Coronavirus Payment Holidays When the panic set in properly in March/April of this year nobody had any idea of how the disease was likely to pan out. Confusion reigned. It still does. There’s a lot of information out there and most of it is fairly clear and concise but we
Can I Have a Sub Please Boss? In this blog post we’ll be looking at the world of salary finance in the UK. Employer Salary Advance Schemes (ESAS) are a relatively new phenomenon in the UK and are being promoted as an alternative to High Cost Short Term credit otherwise
In the two sides to a typical loan agreement (borrower and lender) there has usually been one side who has the scales of power tipped in their favour and that’s historically been the lender. Fairly obvious one might think that the lender should have plenty of recourse to various avenues
Update (24/2/21) Hi Everybody, We just wanted to let you know that our lending panel of 40 direct lenders is now back to full strength. We were down to 2 or 3 lenders in the dark days of last summer but with vaccinations underway and a bit of confidence returning
In our 21st century of ever-advancing technological innovation, the advent of the pingtree will have gone largely unnoticed. Certainly by the vast majority of the general public. Unless they happen to work in finance in general and loans in particular there’s no real need or reason to have heard of
Ian Sims’ newly released second book in a three-part series explains what lenders really look for, why applications get declined, and what can improve your chances of approval. It’s a practical guide for anyone navigating bad credit, missed payments, or recent declines.
