We believe financial support goes beyond the loan itself. This blog exists to help you make better, more informed decisions about borrowing – whatever your situation.
Emergency Cash from Short Term Loans? Let’s get straight into the nitty gritty and answer the question straight out – ‘can you use your short term loan as emergency cash?’ Yes, of course you can. You can use your loan for almost any legal purpose you desire. Let’s face it,
Is There Such a Thing as a CCJ Loans? As we have highlighted on a few occasions in the past like here, a loan is a loan is a loan. With the exception of secured and unsecured loans the only difference between one loan and another is the rate, the
Will I Need a Credit Check? Since the financial services and consumer credit industry has been regulated by the Financial Conduct Authority it has been compulsory to credit check each and every individual applying for consumer credit. Whether an unsecured personal loan or an emergency cash loan. Or any other
A Good Thing or Bad? I need to make two disclosure type ‘admissions’ up front. I have both worked for Provident Home Credit division and had a loan from them too. This puts me in the enviable position of being able to see the company in both lights. A quick
Of the many benefits that the habit of saving money has to offer, being financially stable despite an emergency is one of the more important benefits. Setting aside a small amount of cash can significantly dampen the otherwise drastic effects that one may experience during an emergency. The consensus is
When buying a residential property in the UK your average house purchaser goes nowhere near a bridging loan. So says the received wisdom on the topic. Most people have no idea of the whys and wherefores of bridging finance. Mainly because most of us have no call to ever have
In The Beginning There are many factors affecting credit score. Some you can do something about quite easily, others not so much. There are 3 main credit reference agencies (CRAs) in the UK. Each one scores people differently so a 600 score might be excellent with one but hopeless with
Life is a roller coaster, isn’t it? Yes, you might have planned your monthly budget, investments, and other necessary funds, but suddenly an emergency comes out of nowhere! A medical emergency, a sudden trip, or an immediate house renovation can be various instances where you might need an emergency cash
There’s a lot to be said for being a stay at home parent. Let’s face it, no one else can bring up your children quite like you can so we’ve decided to take a look to see if the benefits of being a stay at home parent match the other
Consume Consume Consume So says the mantra of 21st century mainstream everything. And, boy do we know how to consume. Ever tried not spending money for a week or two? Try it and see how long you last. We’re conditioned from almost birth to see it, want it and get
Ian Sims’ newly released second book in a three-part series explains what lenders really look for, why applications get declined, and what can improve your chances of approval. It’s a practical guide for anyone navigating bad credit, missed payments, or recent declines.
