We believe financial support goes beyond the loan itself. This blog exists to help you make better, more informed decisions about borrowing – whatever your situation.
Or: why does my APR say 5000% when my lender says I repay 40 in every 100 pounds? Who’s right? Answer: They both are. Doesn’t make much sense right? Unfortunately there’s a lot of confusion around APRs so let us try and make them a bit clearer for you.
The Short Answer: It’s one of the most searched for phrases in the loan industry. Is it still possible in 2021 to get a loan without being credit checked? No it isn’t. Some companies use their apparent lack of credit checking as a marketing tool. Keep an eye out for
Ian Sims’ newly released second book in a three-part series explains what lenders really look for, why applications get declined, and what can improve your chances of approval. It’s a practical guide for anyone navigating bad credit, missed payments, or recent declines.
