Generated by Rank Math SEO, this is an llms.txt file designed to help LLMs better understand and index this website. # Badger Loans Limited: Badger Loans is a UK-based credit broker, fully authorised and regulated by the Financial Conduct Authority (FCA), licence number 747140. We work with a trusted panel of responsible lenders to help people across the UK access a wide range of unsecured personal loans, tailored for both prime and subprime credit markets. Founded in 2019, our mission has been clear from the start: to make fair, transparent, and responsible lending accessible to everyone, regardless of their credit history. Whether you have a strong credit score or have faced challenges such as defaults or CCJs, we aim to connect you with lenders who can provide realistic options that suit your circumstances. At Badger Loans, we believe that financial support should be available to all members of society. That’s why we focus on clear guidance, eligibility tools, and educational resources to help customers make informed borrowing decisions. By combining technology with a commitment to responsible credit broking, we’re building a platform that puts borrowers first. ## Sitemaps [XML Sitemap](https://www.badgerloans.co.uk/sitemap_index.xml): Includes all crawlable and indexable pages. ## Posts - [What Are Quick Loans?](https://www.badgerloans.co.uk/finance-guides/what-are-quick-loans/): Quick loans are designed to provide access to money as quickly as possible when you need it most. - [£500, £1,000 or £2,000 Loans: Which Is Right for You?](https://www.badgerloans.co.uk/finance-guides/choosing-loans-how-much-should-i-borrow/): When applying for a loan, one of the biggest decisions you'll make is how much should I borrow. - [What Credit Score Do I Need For a £1,000 Loan](https://www.badgerloans.co.uk/finance-guides/what-credit-score-for-1000-loan/): If you're thinking about applying for a £1,000 loan, you may wonder what credit score you need. - [£2,000 Loans For Bad Credit](https://www.badgerloans.co.uk/finance-guides/2000-loans-for-bad-credit/): If you're considering applying for 2000 loans for bad credit, here's what you need to know. - [How Much Can I Borrow?](https://www.badgerloans.co.uk/finance-guides/how-much-can-i-borrow/): One of the most common questions people ask before applying for a loan is, "How much can I borrow?" - [Bad Credit Loans: Common Myths and Misconceptions](https://www.badgerloans.co.uk/finance-guides/bad-credit-loans-common-myths/): In this guide, we'll separate fact from fiction and look at bad credit loans common myths and misconceptions in the UK. - [Alternatives to Bad Credit Loans](https://www.badgerloans.co.uk/finance-guides/alternatives-to-bad-credit-loans/): This guide looks at some of the most common alternatives to bad credit loans and explains when they may be worth considering. - [Bad Credit Loan Regulations, FCA Rules and How to Avoid Scams](https://www.badgerloans.co.uk/finance-guides/bad-credit-loan-regulations-fca-rules-and-how-to-avoid-scams/): This guide explains bad credit loan regulations, FCA rules and how to avoid scams. Including what protections you have as a customer. - [What Is a Bad Credit Loan?](https://www.badgerloans.co.uk/finance-guides/what-is-a-bad-credit-loan/): A bad credit loan, also known as a loan for individuals with a less-than-perfect credit history, is simply a loan designed for people whose credit history may make borrowing more difficult. Understanding what is a bad credit loan can help you navigate your options. - [Low APR Loans for Bad Credit: What Are Your Options?](https://www.badgerloans.co.uk/finance-guides/low-apr-loans-for-bad-credit/): One of the most common questions borrowers ask is whether it is possible to get a low APR loan if they have bad credit. - [Personal Loans With Bad Credit: What Are Your Options?](https://www.badgerloans.co.uk/finance-guides/badgerloans-com-personal-loans-with-bad-credit-options/): Specifically, many lenders offer personal loans with bad credit to help individuals in challenging financial situations. - [What Credit Score Do You Need for a Loan?](https://www.badgerloans.co.uk/finance-guides/what-credit-score-do-you-need-for-a-loan/): "What credit score do you need for a loan?" - [Secured vs Unsecured Personal Loans: What’s the Difference?](https://www.badgerloans.co.uk/finance-guides/badger-loans-secured-vs-unsecured-personal-loans/): When considering the differences between secured vs unsecured personal loans, it's essential to evaluate your financial situation and needs. - [Comprehensive Guide to Bad Credit Loans](https://www.badgerloans.co.uk/finance-guides/guide-to-bad-credit-loans/): This comprehensive guide to bad credit loans explains what bad credit means, how lenders assess applications from people with poor credit histories, what types of loans may be available, and what to consider before applying. - [Guide to Personal Loans in the UK](https://www.badgerloans.co.uk/finance-guides/guide-to-personal-loans-in-the-uk/): Personal loans are one of the most common ways people in the UK borrow money for larger expenses or unexpected costs. A personal loan allows you to borrow a fixed amount from a lender and repay it in regular monthly instalments over an agreed period, usually with interest expressed as an Annual Percentage Rate (APR). - [What Happens If I Cannot Repay My Payday Loan?](https://www.badgerloans.co.uk/loan-types-explained/what-happens-if-i-cannot-repay/): Should you require any more information on what happens if I cannot repay my payday loan please feel free to contact us. - [Can You Get a Loan Without a Job in the UK? | Badger Loans](https://www.badgerloans.co.uk/borrowing-basics/loan-without-a-job-uk/): It may be possible to get a loan without a job in the UK but approval is usually harder. Lenders focus on affordability and repayment reliability, not just employment status. That means you may still be considered if you can show stable income from benefits, pension payments or another regular source. It largely depends on which benefit you receive. - [A Complete Guide to Payday Loans in the UK](https://www.badgerloans.co.uk/finance-guides/guide-to-payday-loans-in-the-uk-a-complete-guide-to-payday-loans-in-the-uk/): Payday loans are a type of short-term borrowing designed to help individuals manage immediate financial needs. This guide will provide a comprehensive overview of payday loans, including their features, how they work, eligibility criteria, and the regulatory environment in the UK. This is A complete guide to payday loans in the uk. - [Emergency Loans in the UK](https://www.badgerloans.co.uk/finance-guides/emergency-loans-in-the-uk/): This guide explains what emergency loans in the UK are, when they may be appropriate and how to choose the safest option. Our Emergency Loans UK page explains how to apply and what happens after your details are submitted. - [Alternatives to Emergency Loans in the UK](https://www.badgerloans.co.uk/finance-guides/alternatives-to-emergency-loans-in-the-uk/): This guide outlines practical UK emergency loan alternatives and when each may be a better option. - [Emergency Loans Regulation and Safety in the UK](https://www.badgerloans.co.uk/finance-guides/emergency-loan-regulation-uk/): Emergency loans can provide short-term financial relief, but they also carry risk. In the UK, strict emergency loan regulation uk exists to protect borrowers, however, regulation does not make borrowing risk-free. - [Badger Loans Now Speaks Your Language (Literally)](https://www.badgerloans.co.uk/borrowing-basics/badger-loans-now-speaks-your-language-literally/): Money is stressful enough when it’s in your first language. Add unfamiliar financial wording, fast-moving application forms, and a tight deadline, and you’ve got a perfect recipe for confusion and bad decisions. That’s where Badger Loans comes in; we understand that and now Badger Loans speaks your language too! - [Types of Emergency Loans in the UK](https://www.badgerloans.co.uk/finance-guides/types-of-emergency-loans-in-the-uk/): “Emergency loan” is not a single product. In the UK, the term covers several different types of borrowing, including various types of emergency loans UK, each designed for different situations and levels of risk. - [Same-Day Emergency Loans in the UK](https://www.badgerloans.co.uk/finance-guides/same-day-emergency-loans-uk/): Same-day emergency loans are designed for situations where money is needed urgently, often to cover an unexpected, essential cost. In the UK, some lenders can release funds on the same day, but this depends on timing, loan type and your circumstances. You can compare your options on our Emergency Loans page if you need to apply for an urgent same-day loan. - [From Credit Scores to Behaviour Bores](https://www.badgerloans.co.uk/industry-news-advice/from-credit-scores-to-behaviour-bores/): For years, borrowers were told that their credit score was the key to getting approved.That’s no longer the full picture. Today, understanding credit scores to behaviour bores is essential. - [The Ultimate Guide To Budgeting (UK): How to Plan, Track & Improve Your Finances in 2026](https://www.badgerloans.co.uk/finance-guides/the-ultimate-guide-to-budgeting/): Budgeting is one of the most practical financial skills you can learn and also teach your children. Whether you’re trying to regain control of your money, reduce debt, or plan ahead with confidence, a clear budget gives you visibility, stability, and choice. - [Budgeting When You Have Debt: How to Stay in control and Make Progress](https://www.badgerloans.co.uk/finance-guides/budgeting-when-you-have-debt/): Budgeting when you have debt is different from budgeting when you don’t. The goal isn’t perfection or aggressive saving — it’s stability first, progress second. - [Best Budgeting Tools in the UK (2026)](https://www.badgerloans.co.uk/finance-guides/best-budgeting-tools-uk/): Managing your money is easier when you use tools designed to track, categorise, and plan your finances. This guide highlights the best budgeting tools available in the UK, broken down by type, with strengths, weaknesses, and ideal use cases — so you can pick tools that match your style and financial goals. - [Budgeting Methods Explained: Which One Is Right for You?](https://www.badgerloans.co.uk/finance-guides/budgeting-methods-explained/): This guide explains the most common budgeting methods, how each one works, and who they are best suited to, so you can choose a system that supports your financial goals rather than fights against your reality. - [How to Create a Budget: A Step-by-Step Guide (UK)](https://www.badgerloans.co.uk/finance-guides/how-to-create-a-budget/): Learning how to create a budget is a practical step toward financial stability and confidence. By tracking your money, setting realistic goals, and reviewing regularly, budgeting becomes a supportive habit rather than a source of stress. - [Digital ID First Digital Money Next](https://www.badgerloans.co.uk/money-management/digital-id-the-path-to-digital-id-digital-money/): Why That Matters More Than You Might Think - [How the Badger Loans Application Process Works](https://www.badgerloans.co.uk/borrowing-basics/how-the-badger-loans-application-process-works/): Applying for a loan can sound daunting, especially if you’ve been turned down before or you’re worried about your credit score. So we decided to help by showing you how the Badger Loans application process works and what you can expect from it once you begin to fill out our form. - [How UK Students Can Minimise Debt](https://www.badgerloans.co.uk/money-management/how-uk-students-can-minimise-debt/): Thinking about university but worried about long-term debt? You’re not alone. In this guest blog post we examine how UK students can minimise debt. Specifically, long-term university debt. In the UK, many graduates leave with significant financial obligations that can follow them for decades. This piece explores practical, creative, and proven ways to reduce that burden, from budgeting and online learning to alternative financing and scholarships.  - [What to Do If Your Loan Application Gets Rejected](https://www.badgerloans.co.uk/credit-score-help/what-to-do-if-your-application-gets-rejected/): So you’ve applied for a loan and got a “No” (or maybe silence). First off, don’t panic. Every day, loads of good people get rejected. But let's talk about what to do next if your application gets declined. It doesn’t mean you’ve failed, it just means the lender’s criteria didn’t match up this time. Algorithms aren't people. But you're a person and you have options. - [Why Your Bank Isn’t Your Friend And Why That Matters](https://www.badgerloans.co.uk/industry-news-advice/why-your-bank-isnt-your-friend-and-why-that-matters/): Banks aren’t your financial friends, they’re businesses built on profit, not loyalty. Here’s how to see through the marketing gloss, avoid costly traps and make your money work for you instead. - [The Zen of Money](https://www.badgerloans.co.uk/money-management/the-zen-of-money/): Changing how you think about money might not require spreadsheets or sudden frugality. It may begin with how you feel when you check your bank balance or tell yourself you’re “bad with money.” Most people never question the mental scripts that shape their earning, spending or saving behaviours. They just react, usually on autopilot. But a shift in mindset has the power to untangle lifelong patterns and open new paths to personal success. If you’re ready to trade survival mode for something more expansive, it starts with recognising that money is never just about money. - [Is “Buy Now, Pay Later” Just Payday Loans in Disguise?](https://www.badgerloans.co.uk/money-management/is-buy-now-pay-later-just-payday-loans-in-disguise/): “Buy Now, Pay Later” (BNPL) sounds harmless, doesn’t it? Split your shopping into easy chunks. No fees, no stress, no problem… until it is. For many, BNPL has quietly become the new payday loan. Same pressures. Same risks. Just better PR. - [Take Control of Your Credit Score For FREE!](https://www.badgerloans.co.uk/credit-score-help/credit-repair-service/): Experiencing credit difficulties can feel overwhelming but it’s important to remember that credit repair is both achievable and when done correctly, sustainable. At Badger Loans, we recognise that life’s financial challenges can significantly impact your credit score, but we firmly believe that everyone deserves a pathway to recovery. That’s why we’re offering a thorough, cost-free guide to credit repair, designed to equip you with practical strategies to enhance your financial standing. In addition to the information contained in this post, we have a wealth of other Credit Score and Ratings helps available to you at no cost. You can find a further 7 blog posts and guides all about how to raise your credit rating by clicking this link. - [Don’t Get Scammed!](https://www.badgerloans.co.uk/industry-news-advice/dont-get-scammed/): Badger Loans will never ask for money. If someone does, it’s a scam — stay safe and report it. - [Spot The Difference…](https://www.badgerloans.co.uk/industry-news-advice/spot-the-difference/): When quick borrowing’s on the cards, scammers often pull out all the stops. Here’s how to spot the difference between Huge Loan Lender, a clear scam and Badger Loans, the real deal. - [The Rise of ‘Too-Good-To-Miss’ Loan Scams](https://www.badgerloans.co.uk/industry-news-advice/too-good-to-miss-loan-scams/): The financial scammer’s playbook is getting more sophisticated by the day. Last week, we looked at clone firms, fraudsters posing as legitimate lenders or financial institutions. This week, we’re diving into the next level of deception: too-good-to-be-true loan offers that prey on loan seekers desperation for money and hope they'll get a loan. - [Loan Sharks in Disguise – The Rise of Clone Loan Firms](https://www.badgerloans.co.uk/industry-news-advice/loan-sharks-in-disguise-the-rise-of-clone-loan-firms/): In an age where financial pressure is bearing down on millions, many turn to the internet looking for a fast solution, often in the form of a personal loan. The problem? A growing number of so-called “lenders” are nothing more than wolves in pinstripe suits. They look official, they sound convincing and they often borrow the identity of real, regulated companies (like ours!). Welcome to loan sharks in disguise - the rise of clone loan firms. - [The Hidden Costs of Everyday Life](https://www.badgerloans.co.uk/money-management/the-hidden-costs-of-everyday-life/): Every day, we make countless small purchases without realising the impact they have on our finances. From that morning coffee to those monthly subscriptions, hidden costs can accumulate and affect our budgets more than we think. At Badger Loans, we believe that being aware of these expenses is the first step toward better financial management. - [Bully Badger: A Smarter Way to Manage Your Money](https://www.badgerloans.co.uk/money-management/bully-badger-a-smarter-way-to-manage-your-money/): Badger Loans tries to give people access to quick and convenient financial solutions. But what if you could avoid borrowing altogether? Enter Bully Badger, our brand-new partnership with Hatton Garden Metals. Now, instead of taking out an expensive loan, you have the option to turn your gold, silver, or jewellery into instant cash—or, if you're thinking long-term, invest in precious metals instead. - [Finding the Right Unsecured Loan](https://www.badgerloans.co.uk/borrowing-basics/finding-the-right-unsecured-loans-even-with-bad-credit/): At Badger Loans, we understand that life can be full of financial ups and downs. Whether you’re dealing with unexpected expenses or planning a big purchase, finding the right loan can be a daunting task—especially if your credit score isn’t perfect. But don’t worry, we’re here to make the process simple, straightforward, and stress-free! - [Is Interest on Loans Just ‘Fairy Money’?](https://www.badgerloans.co.uk/money-management/is-interest-on-loans-just-fairy-money/): Interest on loans: it’s one of those financial concepts we all think we understand but rarely stop to question. As someone who’s spent time in the lending business, I’ve often wondered at the nature of interest. Before a loan exists, interest doesn’t exist either. Yet, once the agreement is made, voilà-it appears, conjured up out of thin air. So, could it be argued that interest is, in essence, "fairy money"-an entirely invented cost, albeit one with some practical justifications? - [The Potential Dangers of Central Bank Digital Currencies](https://www.badgerloans.co.uk/money-management/the-potential-dangers-of-central-bank-digital-currencies/): Central Bank Digital Currencies (CBDCs) are digital versions of a country's fiat or paper currency, issued and regulated by the central bank. Unlike cryptocurrencies like Bitcoin, which are decentralised and often operate independently of any state, CBDCs are centralised and backed by the government. They aim to combine the benefits of digital currencies—like speed and efficiency in transactions—with the stability and regulatory oversight of traditional fiat money. In this blog post we aim to identify the potential dangers of central bank digital currencies. - [Financial Wisdom and Ethical Integrity](https://www.badgerloans.co.uk/money-management/financial-wisdom-and-ethical-integrity/): In a world dominated by money and debt, it has become increasingly essential to cultivate financial wisdom alongside ethical integrity. If it's hard for us to do it, how much more for our children? We thank Joyce Wilson, our guest blogger for this guide for the next generation. - [Bad Credit Payday Loans Guide For 2024](https://www.badgerloans.co.uk/borrowing-basics/bad-credit-payday-loans-guide/): Bad credit payday loans can provide a vital lifeline for emergencies where you need to access cash before payday comes around. Whether it’s a broken boiler, car trouble or any other emergency, bad credit payday loans can help to get you out of a tight spot. - [Personal Loans UK Guide for 2024](https://www.badgerloans.co.uk/borrowing-basics/understanding-personal-loans-in-the-uk/): Personal loans, in recent years have gained a lot of negative press, but if you fully understand how they work, and use them sensibly, they can be very useful. ## Pages - [How It Works](https://www.badgerloans.co.uk/how-it-works/): Important: Badger Loans is designed to help people search for credit. Submitting an application does not guarantee that you will be offered a loan and many applicants will not qualify based on lender criteria. We also do not know if you have received the loan or not, that's between you and any lender who may offer you a loan. - [Loans By Amount](https://www.badgerloans.co.uk/loans-by-amount/): Whether you need £500, £1,000 or £2,000, choosing the right loan amount is important. Borrowing too little may leave you short, while borrowing more than you need could increase the overall cost of credit. - [Books](https://www.badgerloans.co.uk/books/): Practical, no-nonsense guides to loans, funding, and capital strategy. Written for real people who want real results — not theory. - [Sitemap](https://www.badgerloans.co.uk/sitemap/): All loans offered Emergency Loans for Bad CreditShort Term LoansPersonal LoansBad Credit LoansPayday LoansInstalment LoansDebt Consolidation Loans12 Month LoansQuick Loans£500 Loans£1000 Loans£2000 LoansNo Guarantor LoansLow Cost Loans (Low APR Loans) Support & Resources Support HubBorrowing BasicsFinance GuidesLoan Types ExplainedCredit Score HelpScam AdviceIndustry News & AdviceMoney ManagementBudget & Affordability CalculatorGuarantor Loan Advice about badger loans About UsBadger CastOur Facebook PageOur Instagram PageOur Tiktok ProfileOur Youtube ChannelLinkedIn PageOur Reddit ProfileOur Google My Business Profile including Google ReviewsOur Pinterest Page - [Contact](https://www.badgerloans.co.uk/contact/): Use the form below to get in touch with our support team and get your questions answered as soon as possible. Whether you’re having trouble with the website or just need some guidance, we’ll do our best to assist you. Please allow at least 24 hours or one full working day to process your query. - [Sunset Re-Engagement](https://www.badgerloans.co.uk/sunset-re-engagement/): Thanks For staying with us! You'll continue receiving tips and advice straight to your inbox Check out our recent badger bulletins - [Complaints](https://www.badgerloans.co.uk/complaints/): We take customer feedback of any kind very seriously. If you feel there are areas we can improve on or to make a complaint through our complaint page or contact us at: - [Terms & Conditions](https://www.badgerloans.co.uk/terms-conditions/): Please review our terms and conditions for more details. - [Cookies](https://www.badgerloans.co.uk/cookie-policy/): This site uses cookies – small text files that are placed on your machine to help the site provide a better user experience. In general, cookies are used to retain user preferences, store information for things like shopping baskets, and provide anonymised tracking data to third party applications like Google Analytics. As a rule, cookies will make your browsing experience better. However, you may prefer to disable cookies on this site and on others. The most effective way to do this is to disable cookies in your browser. We suggest consulting the Help section of your browser or taking a look at the About Cookies website which offers guidance for all modern browsers. - [Badger Loans: UK Finance Guides & Loan Advice](https://www.badgerloans.co.uk/blog/) - [Homepage](https://www.badgerloans.co.uk/): Badger Loans specialises in unsecured loans for both good and bad credit customers, with a particular focus on helping people find unsecured loans for bad credit through our panel of UK lenders. We use loan matching technology and a panel of up to 50 direct lenders to help you find the best unsecured loans available in the UK. Customers can choose to borrow from £100 up to £15,000 over 1 to 60 months (5 years) through either our short term or personal loans products. We have tried to make the process as hassle-free and straightforward as possible. Have a look around the site and read up about what’s on offer. We have access to affordable loans for most credit profiles, including bad credit. Take a few minutes to use our Budget Calculator to see what could be an affordable monthly repayment for you. Decide which loan suits your needs best then go to the ‘Apply Now’ button and complete the online form. Our unsecured loans have several purposes including paying household bills, fixing plumbing emergencies, home repairs or consolidating debts.  - [Apply Online](https://www.badgerloans.co.uk/apply/): Our loans are designed for short-term use - [Budget & Affordability Calculator](https://www.badgerloans.co.uk/affordability-calculator/): Looking to find out exactly how much you can borrow without breaking the bank? Our free Budget Calculator gives you a clear view of your finances. Enter your income and expenses and see in seconds what’s left in your budget. The same way lenders do when deciding if you can afford a loan. - [Support Hub](https://www.badgerloans.co.uk/support-hub/): Check your spam or junk folder first. If it’s not there, try submitting the form again or contact us through the Support Hub — there may have been a technical issue. - [About Us](https://www.badgerloans.co.uk/about-us/): We help people gain access to a wide range of unsecured personal loans for both good and bad credit profiles. - [Privacy Policy](https://www.badgerloans.co.uk/privacy-policy/): Badger Loans Ltd acts as a credit broker and not a lender. This means that while we do not actually lend you money we can match you with reputable, trustworthy organisations who might. The way we do this is as follows: when you make an application for credit via our website, your completed application form with all your data on it goes into what is called a pingtree system. This is a piece of computer software containing the lender’s panel of who we submit our business to. For Personal Loans, Payday/Short Term/ Instalment loans we use Leadtree Global Limited . Their address is: Unit 3, Generator House, Bourne Valley Rd., Poole BH12 1DZ and their Privacy Policy is here: https://leadtree.global/privacy-policy/. The pingtree system endeavours to match you to the cheapest, most suitable loan product for you based on your answers in the application form. The system features the lending products of up to 40 different lenders depending on which type of loan you are trying to access. ## Badger Bulletins - [The Badger Bulletin ](https://www.badgerloans.co.uk/badger-bulletin/the-badger-bulletin-2/): Straight From The Sett! November 2025 - [The Badger Bulletin June 25](https://www.badgerloans.co.uk/badger-bulletin/the-badger-bulletin/): What’s in The Bulletin this week Badger? ## Loans - [£2000 Loans](https://www.badgerloans.co.uk/loan/2000-loans/) - [£500 Loans](https://www.badgerloans.co.uk/loan/500-loans/) - [Low Cost Loans](https://www.badgerloans.co.uk/loan/low-cost-loans/): Low cost loans allow you to borrow up to £15,000 with low rates of interest. At Badger Loans, we have partnered with a selection of lenders who will also look at lending to people with less than perfect credit scores. Otherwise known as bad credit. You can save money if you repay your loan early too. Loans with low rates are usually available for people with steady incomes, good credit scores and affordability. At Badger Loans, we work with a panel of up to 50 lenders to help you find the lowest cost loan available. Please bear in mind that lower interest rates and low APRs come with good repayment histories and a good credit score. Therefore, if your payment history is not good you will not be offered the same rate as someone who has consistently paid their loans or other commitments on time and in full. - [No Guarantor Loans UK](https://www.badgerloans.co.uk/loan/no-guarantor-loans-uk/): No guarantor loans are unsecured loans assessed using your own income, credit history and affordability. You do not need to ask a friend or family member to guarantee the repayments or co-sign your loan agreement. - [£1000 Loans](https://www.badgerloans.co.uk/loan/1000-loans/) - [Quick Loans](https://www.badgerloans.co.uk/loan/quick-loans/) - [12 Month Loans ](https://www.badgerloans.co.uk/loan/12-month-loans/) - [Debt Consolidation Loans](https://www.badgerloans.co.uk/loan/debt-consolidation-loans/) - [Instalment Loans](https://www.badgerloans.co.uk/loan/instalment-loans/) - [Emergency Loans](https://www.badgerloans.co.uk/loan/emergency-loans-uk-bad-credit/): Get help fast when an urgent bill cannot wait. You can apply online to borrow from £100 to £15,000 and repay over 1 to 60 months, depending on the lender and your circumstances. - [Personal Loans](https://www.badgerloans.co.uk/loan/personal-loans/) - [Bad Credit Loans](https://www.badgerloans.co.uk/loan/bad-credit-loans/) - [Payday Loans](https://www.badgerloans.co.uk/loan/payday-loans-uk/) - [Short Term Loans](https://www.badgerloans.co.uk/loan/short-term-loans/)