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personal loans

 

Good or bad credit

With or without guarantor

Personal loans is the term used for any lending done by a lender to you the customer.

Personal Loans

✔︎ Personal Loans / Instalment Loans
✔︎ Good or bad credit
✔︎ With or without guarantor
✔︎ From £300 to £25,000
✔︎ 3-84 months repayment

Legal Information

Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.

Personal Loans for good and bad credit.

 

Personal loans is the term used for any and all lending done by a lender to you the customer. Personal loans can be for both good or bad credit customers. They are also known as unsecured loans. Typically a personal loan will be between £300-£25,000 and be on an unsecured basis. This makes a personal loan more expensive than a secured loan which is also called a mortgage or re-mortgage.

Our Personal Loans are sourced from a panel of up to 25 lenders including Mr Lender, Myjar and Amigo Loans amongst many others. You can borrow from £300 up to £25,000 over a 7 year (84 months) period if need be. 80% of loans are accepted with no previous credit history needed to check if you qualify. There’s no paperwork to do, no phone call needed and the cash could be in your account in 15 minutes if all criteria are satisfied. However, it’s well worth noting that as Personal Loans are typically larger than Payday or other types of personal lending, it may sometimes take a little longer to process and may involve a few more questions in order to access the money. If you find this is the case with yourself, please bear with it as it will be worth your while to wait for a day or two to get the right loan for you.

Loans are priced according to risk. The riskier the loan the higher the rate, the more secure a loan is the lower the rate will be. Therefore if you’ve never missed a payment on anything in your life and you’re prepared to put your house up as security you should find lenders falling over themselves to lend to you. For the rest of us there’s a wide variety of specialist and standard lenders out there all vying to pick up our pennies.

guarantee

Affordability is this decade’s watchword and the Financial Conduct Authority who regulate this business have been very keen to make sure everyone has an affordable repayment schedule and that loans are seen to be affordable at the outset and in the event of rate rises as would happen with a mortgage.

 

All credit is subject to you being a UK resident, aged 18 or over and your personal circumstances. All lenders operate responsible lending policies and as such credit is subject to affordability.

Personal Loans

✔︎ Personal Loans / Instalment Loans
✔︎ Good or bad credit
✔︎ With or without guarantor
✔︎ From £300 to £25,000
✔︎ 3-84 months repayment

Legal Information

Representative Example: Amount of credit: £500 for 12 months at £79.09 per month. Total amount repayable of £949.08. Interest: £449.08. Interest rate: 140% p.a. fixed*. 278% APR Representative. Rates between 9.9% APR and 1295% APR.
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS.
FOR HELP, GO TO www.moneyadviceservice.org.uk/en