with or without guarantor
Welcome to Badger Loans Payday and Short-Term loan section. We have partnered with old, new and brand new UK payday lenders in order to find you the best, most affordable payday loans online for your circumstances. We like to think we have the best payday lenders on our panel. You won’t find anyone claiming to offer you something that doesn’t exist – like ‘no credit check’ loans and you won’t have anyone ringing you trying to persuade you to buy a music voucher to proceed with the application. You can apply for a loan both with or without a guarantor, whichever way suits your circumstances best. If you fill out our simple application form you will immediately put yourself in front of up to 40 different lenders, most of whom are all able to give you a loan today if your criteria fits their profile. Remember, we are a broker and as such we can go to wherever the best deals are, put them on our panel then let you access them from the ‘apply now’ tab. This is why we seek out new payday lenders to mix with our stalwart panel members to give you as much choice as possible.
For unexpected bills or car breakdowns payday loans are one way of raising money but customers should be very wary about the small print and make sure they read every line of their loan agreement. Payday loans are available to people with both good and bad credit. They are also available to people with and without a guarantor. Interest rates will vary depending on individual circumstances.
Our panel of up to 40 lenders will match you to the best available payday loan for you. While the idea of payday loans is to repay the money in the shortest possible time our lenders will allow you to borrow from £100-£5,000 and repay from 2-18 months. If at all possible choose the shortest repayment time. This will substantially benefit your pocket as payday loans typically come with high APRs which reflect the cost of borrowing over one year and are not so well suited to reflecting the cost of borrowing for 3 months. Use our simple, 100% online application form and put yourself in front of 40 lenders with one click. With no phone calls and no credit history needed your loan approval could take as little as 60 seconds to approve and if all criteria are met you could have your money in your bank account on the same day as your application. We are GDPR compliant and we are ICO registered.
Since January 2015 people who use payday loans to borrow money will never have to repay more than double the amount borrowed. You should never be charged an admin fee for late or missed payment higher than £15. Your loan (and associated fees and charges) will not cost more than 0.8% of the loan amount per day.
If you feel you need more information before making a decision please click below:
Please remember, if you don’t feel certain about being able to make the payments and repay the loan – don’t take it out.
We hope you have a positive experience on our site and get the loan that works for you.